Gratiot County property record for 10981 Madison Rd, Elwell, MI 48832
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,170 (2023) |
| Deeds & Mortgages | Dec 2019 Transfer Jun 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-020-027-10 |
| Primary APN | 13-020-027-10 |
|---|
| Lot Area | 60,984 sqft (1.4 acres) |
|---|
| Street Address | 10981 MADISON RD |
|---|---|
| City | ELWELL |
| State | MI |
| Zip | 48832-9741 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COMMENCING AT THE NW CORNER OF THE NW 1/4 OF NW 1/4 OF SEC 20. THENCE EAST 280. FT SOUTH 210 FT, WEST 280.16 FT, NORTH 202. |
| Jurisdiction | GRATIOT MI |
| Township / Civil Division | SEVILLE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 100 |
10981 Madison Rd is owned and occupied by an individual who acquired it in November 2019.
Source: Gratiot County records, as of July 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10981 MADISON RD, ELWELL, MI 48832-9741 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 20, 2019 | Intrafamily Transfer, Transfer |
| Jun 8, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 8, 2019 |
| Transfer Doc | 01053/00973 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | GRATIOT MI |
| Recording Date | Dec 20, 2019 |
| Property Address | 10981 MADISON RD, ELWELL, MI 48832-9741 |
| Document Number | 01053/00973 |
| Book / Page | 01053 / 00973 |
| Instrument Date | Nov 8, 2019 |
| Instrument | 326238 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8757 N CEDAR LAKE RD, 8757, EDMORE, MI 48829-9788 |
| Name | Verified Name |
|---|---|
| Address | 10981 MADISON RD, ELWELL, MI 48832-9741 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRATIOT MI |
| Recording Date | Jun 8, 2017 |
| Property Address | 10981 MADISON RD, ELWELL, MI 48832-9741 |
| Document Number | 1004/1294 |
| Book / Page | 1004 / 1294 |
| Instrument Date | Jun 8, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Gratiot County assessment roll, as of June 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Gratiot County |
| County Subdivision | Seville Township |
| Unified School District | Alma Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,500 (+6.28%) | $115,000 (+6.28%) | |
| 2025 | $54,100 | $108,200 | |
| 2023 | $1,170.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10981 Madison Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 18, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10981 Madison Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Point Broadband Fixed Wireless | 100 / 20 |
May also be available: AT&T, CMS Internet, ISP Management.
5G (outdoors only) and 4G LTE
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