10981 Cochran Ave, Riverside, CA 92505 Property Records

Riverside County property record for 10981 Cochran Ave, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,225 sqft · built 1968
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (May 2010)
Tax Bill	$3,548 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`142-251-004`

Property Details

APN / Parcel Number

Primary APN	`142-251-004`
Alternative APN	`063800204`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,225 sqft Living Area
Gross Area	2,657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	276 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	063800204
Street Address	10981 COCHRAN AVE
City	RIVERSIDE
State	CA
Zip	92505-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 4 MB 060/058 TR 3781
Legal Subdivision	TRACT NO 3781
Legal Tract	3781
Legal Lot Number	4
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1000
Census Tract	41407

Owner

Source: Riverside County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10981 COCHRAN AVE, RIVERSIDE, CA 92505-3009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage 1ST RELIANT HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 12, 2010 · Amount on Record
Deed Sale	May 12, 2010 · Amount on Record
Prior Sale	Feb 21, 2008 · Amount on Record
Deed Document Number	2010218253
Last Transfer Date	Oct 14, 2014
Transfer Doc	0000410414
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10981 COCHRAN AVE, RIVERSIDE, CA 92505-3009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003456
Date	Jan 6, 2020
Instrument	2020-0003456

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	10981 COCHRAN AVE, RIVERSIDE, CA 92505-3009
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10981 COCHRAN AVE, RIVERSIDE, CA 92505-3009

Mortgage

Document Number	0000622758
Date	Dec 8, 2020
Instrument	2020-0622758

Lender

Name	1ST RELIANT HOME LOANS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,639 (+2%) Land $98,737 Building $190,902
2025	$3,548.00 (+4.85%)	$283,960 (+4.04%) Land $96,801 Building $187,159
2023	$3,384.00 (+6.38%)	$272,936 Land $93,043 Building $179,893
2022	$3,181.00
2021			$432,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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