Pinellas County property record for 10980 Spring St, Largo, FL 33774
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 3,544 sqft · built 1996 |
| Lot Size | 0.618 acres (26,924 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $575,000 (Jan 2005) |
| Tax Bill | $8,955 (2025) |
| Deeds & Mortgages | Sep 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | C62-000-739-5619-5 |
| Primary APN | C62-000-739-5619-5 |
|---|---|
| Alternative APNs |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 3,544 sqft Heated Area |
| 1st Floor Area | 2,122 sqft |
| 2nd Floor Area | 1,422 sqft |
| Upper Floors Area | 1,422 sqft |
| Flooring | Carpet |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Dome |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 26,924 sqft (0.618 acres) |
| Lot Dimensions | 100 ft deep x 200 ft wide |
| Garage Area | 493 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Porch |
| Porch Area | 499 sqft |
| Deck Area | 225 sqft |
| Patio Area | 132 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R142272 |
|---|---|
| Old Parcel Number | 143013428400080040 |
| Street Address | 10980 SPRING ST |
| City | LARGO |
| State | FL |
| Zip | 33774-4327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | INDIAN ROCKS BLK 8, LOTS 4, 5, 6 & 7 & E 70FT OF LOT 1 |
| Legal Range | 14 |
| Legal Township | 30 |
| Legal Section | 13 |
| Legal Subdivision | INDIAN ROCKS |
| Legal Block | 8 |
| Legal Lot Number | 1 5 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 25205 |
Source: Pinellas County records, as of December 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 10980 SPRING ST, LARGO, FL 33774-4327 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 5, 2005 · Amount on Record |
| Deed Sale | Jan 5, 2005 · Amount on Record |
| Deed Document Number | 2005005224 |
| Deed Book / Page | 14045 / 332 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10980 SPRING ST, LARGO, FL 33774-4327 |
| Document Number | 0207232143 |
| Instrument Date | Sep 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10980 SPRING ST LARGO FL 337744327, LARGO, FL 33774-4327 |
| Document Number | 0207232143 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 020723/002143 |
| Instrument | 323817 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 7, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,955.00 (+8.23%) Homeowner's exemption | $539,717 (+5.99%) | $1,502,970 (+38.8%) Land $772,215 Building $730,755 |
| 2023 | $8,274.00 (+6.38%) Homeowner's exemption | $509,229 (+3%) | $1,082,852 (+11.4%) Land $501,906 Building $580,946 |
| 2022 | $7,778.00 Homeowner's exemption | $494,397 | $972,037 Land $502,085 Building $469,952 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 118 individual policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 313 units insured incl. 195 condo units |
| Nearby Flood Claims | 34 (1979–2026) |
| Claims Outside the SFHA | 14 of 34 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier.
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