10980 Riverview Dr, Big Rapids, MI 49307 Property Records

Mecosta County property record for 10980 Riverview Dr, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (Mar 2024)
Tax Bill	$3,406 (2025)
Deeds & Mortgages	Jun 2018 Line of Credit Nov 2016 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`09 042 001 000`

Property Details

APN / Parcel Number

Primary APN	`09 042 001 000`

Interior

Building Area	1,549 sqft Living Area

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Street Address	10980 RIVERVIEW DR
City	BIG RAPIDS
State	MI
Zip	49307-8975
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 11 T14N R10W RIVERVIEW PARK LOTS 1, 37, 38 SPLIT/COMBINED ON 06.27.22 FROM 09 042 038 000;
Legal Range	10W
Legal Township	14N
Legal Section	11
Legal Subdivision	RIVERVIEW PARK
Legal Lot Number	1-38
Jurisdiction	MECOSTA MI
Township / Civil Division	MECOSTA
Census Block Group	1
Census Block	1011
Census Tract	960702

Owner

Source: Mecosta County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 28, 2016	Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK
Feb 3, 2010	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
May 20, 2026	Quit Claim Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 12, 2024	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK
Sep 9, 2022	Intrafamily Transfer, Transfer TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN
Aug 18, 2022	Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Prior Sale	Dec 15, 2014
Deed Document Number	20241363
Deed Book / Page	928 / 2283
Last Transfer Date	May 16, 2024
Transfer Doc	00929/4436
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00888/2040
Date	Jun 27, 2018
Book Page	888/2040
Instrument	201800005106

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	May 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975
Transaction Type	Mortgage
Record Updated	May 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00870/1345
Date	Nov 28, 2016
Book Page	870/1345
Instrument	201600008335

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	GRAND RAPIDS, MI 49525

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Property Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975
Transaction Type	Mortgage
Record Updated	May 29, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00796/2727
Date	Feb 3, 2010
Book Page	796/2727
Instrument	201000000721

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2040

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECOSTA MI
Recording Date	May 20, 2026
Property Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975
Document Number	00940/5307
Book / Page	940 / 5307
Instrument Date	Feb 27, 2026
Instrument	20263736
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975

Mortgage

Document Number	0000003737,
Date	May 20, 2026
Instrument	20263737

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Mar 12, 2024
Property Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975
Document Number	00928/2283
Book / Page	928 / 2283
Map Reference	LB 8 PG 91
Instrument Date	Mar 8, 2024
Instrument	202400001363
Transaction Type	Transfer
Record Updated	Apr 12, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975

Mortgage

Document Number	202400001364
Date	Mar 12, 2024
Instrument	202400001364

Lender

Name	FIRST MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Sep 9, 2022
Property Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975
Document Number	00920/4286
Book / Page	920 / 4286
Map Reference	LB 8 PG 91
Instrument Date	Aug 24, 2022
Instrument	202200007127
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	TITLE AGENCY OF MICHIGAN, SUN TITLE AGENCY OF MICHIGAN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 BIG BEND LOOP, ANCHORAGE, AK 99502-4059

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Aug 18, 2022
Property Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975
Document Number	00920/2446
Book / Page	920 / 2446
Map Reference	LB 8 PG 91
Instrument Date	Aug 12, 2022
Instrument	202200006648
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	SUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10980 RIVERVIEW DR, BIG RAPIDS, MI 49307-8975

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5516 BIG BEND LOOP, ANCHORAGE, AK 99502-4059

Mortgage

Document Number	202200006649
Date	Aug 18, 2022
Instrument	202200006649

Lender

Name	INDEPENDENT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mecosta County
County Subdivision	Mecosta Township
Unified School District	Morley Stanwood Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,900 (+1.31%)	$293,800 (+1.31%)
2025	$3,406.00 (+18.92%) Homeowner's exemption	$145,000 (+39.02%)	$290,000 (+39.02%)
2024	$2,864.00
2023		$104,300	$208,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	10 (2013–2026)
Claims Outside the SFHA	3 of 10
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2026 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Point Broadband Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Riverview Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures