1098 Whitegate Ct, Sarasota, FL 34232 Property Records

Sarasota County property record for 1098 Whitegate Ct, Sarasota, FL 34232

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,831 sqft · built 2001
Lot Size0.126 acres (5,500 sqft)
OwnerTrust Name on File
Last Sale$170,000 (May 2010)
Tax Bill$1,808 (2025)
Deeds & MortgagesNov 2017 Line of Credit
Mar 2017 Transfer
APN0038-12-0054

Property Details

APN / Parcel Number

Primary APN0038-12-0054

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,831 sqft Living Area
1st Floor Area1,831 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2016
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Lot Area5,500 sqft (0.126 acres)
Garage TypeAttached
Garage Area420 sqft
PorchFinished/Screened Porch
Porch Area184 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1098 WHITEGATE CT
CitySARASOTA
StateFL
Zip34232-2160
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionLOT 5 CHATWICK COURT
Legal Range18E
Legal Township36S
Legal Section13
Legal SubdivisionCHATWICK COURT
Legal Tract2778
Legal Lot Number5
JurisdictionSARASOTA FL
Township / Civil DivisionSARASOTA
Census Block Group2
Census Block2016
Census Tract1204

Owner

1098 Whitegate Ct is owner-occupied and held in a trust since March 2017.

Source: Sarasota County records, as of January 12, 2026

Owner of RecordTrust Name on File
Mailing Address1098 WHITEGATE CT, SARASOTA, FL 34232-2160
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2017Deed of Trust, Mortgage · Line of Credit
WELLS FARGO BANK NA
Mar 17, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 4, 2010 · Amount on File
Deed SaleMay 4, 2010 · Amount on File
Prior SaleMay 4, 2010 · Amount on File
Deed Document Number0000054440
Last Transfer DateMar 17, 2017
Transfer Doc0000032854
Record UpdatedJun 8, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARASOTA FL
Property Address1098 WHITEGATE CT, SARASOTA, FL 34232-2160
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000140528
DateNov 14, 2017
Instrument2017140528
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount on Record
Term361 Months
DueDec 2, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSARASOTA FL
Recording DateMar 17, 2017
Property Address1098 WHITEGATE CT, SARASOTA, FL 34232-2160
Document Number0000032854
Instrument DateMar 14, 2017
Instrument32854
Transaction TypeTransfer
Record UpdatedApr 6, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address1098 WHITEGATE CT SARASOTA FL 342322160, SARASOTA, FL 34232-2160

Tax Assessment & Valuation

The 2025 property tax bill for 1098 Whitegate Ct was $1,808 with exemptions applied.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,808.00 Homeowner's exemption Widower's exemption$199,641$376,000 Land $107,800 Building $268,200
2023$2,251.00 (+19.86%) Homeowner's exemption Widower's exemption$188,364 (+22.67%)$427,800 (+12.14%) Land $115,500 Building $312,300
2022$1,878.00 Homeowner's exemption Widower's exemption$153,557$381,500 Land $115,500 Building $266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 1098 Whitegate Ct; there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneOutside mapped area
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on File
median of 51 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies51 in force
Nearby Flood Claims3 (1998–2015)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1098 Whitegate Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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