Lake County property record for 1098 Smithfield Ct, Gurnee, IL 60031
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,494 sqft · built 1995 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $307,500 (May 2019) |
| Tax Bill | $12,237 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-18-410-006 |
| Primary APN | 07-18-410-006 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,494 sqft Living Area |
| Gross Area | 4,119 sqft |
| 1st Floor Area | 1,441 sqft |
| 2nd Floor Area | 1,053 sqft |
| Upper Floors Area | 1,053 sqft |
| Basement Area | 1,165 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Water Source | Commercial |
| Street Address | 1098 SMITHFIELD CT |
|---|---|
| City | GURNEE |
| State | IL |
| Zip | 60031-6119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CONCORD OAKS UNIT 9; LOT 317 |
| Legal Subdivision | CONCORD OAKS UNIT 9 |
| Legal Lot Number | 317 |
| Legal Unit | 9 |
| Jurisdiction | LAKE IL |
| Township / Civil Division | WARREN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 861611 |
1098 Smithfield Ct is owned and occupied by an individual who bought it in May 2019.
Source: Lake County records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1098 SMITHFIELD CT, GURNEE, IL 60031-6119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| May 22, 2019 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2019 · Amount on File |
| Deed Sale | May 22, 2019 · Amount on File |
| Prior Sale | May 18, 2005 · Amount on File |
| Deed Document Number | 20197563535 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IL |
| Property Address | 1098 SMITHFIELD CT, GURNEE, IL 60031-6119 |
| Document Number | 0007637197 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1098 SMITHFIELD CT GURNEE IL 600316119, GURNEE, IL 60031-6119 |
| Document Number | 0007637197 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 7637197 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IL |
| Recording Date | May 22, 2019 |
| Property Address | 1098 SMITHFIELD CT, GURNEE, IL 60031-6119 |
| Document Number | 0007563535 |
| Instrument Date | May 8, 2019 |
| Instrument | 7563535 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | ATA/GMT TITLE AGENCY, ATA/GMT TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $461.25 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1098 SMITHFIELD CT GURNEE IL 600316119, GURNEE, IL 60031-6119 |
| Document Number | 7563536 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 7563536 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 21, 2049 |
Source: Lake County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Lake County |
| County Subdivision | Warren Township |
| Municipality | Gurnee Village |
| Secondary School District | Warren Township High School District 121 (09 - 12) |
| Elementary School District | Woodland Community Consolidated School District 50 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $146,455 Land $22,312 Building $124,143 | $439,409 Land $66,943 Building $372,466 | |
| 2024 | $12,237.00 (+13.24%) | ||
| 2023 | $10,806.00 (+10.64%) | $129,510 (+10.82%) Land $19,731 Building $109,779 | $388,569 (+10.82%) Land $59,199 Building $329,370 |
| 2022 | $9,767.00 | $116,863 Land $20,570 Building $96,293 | $350,624 Land $61,716 Building $288,908 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1098 Smithfield Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1098 Smithfield Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GURNEE serves 30,193 people · EPA ID IL0970350 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL | 100 / 20 |
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