Carteret County property record for 1098 Seashore Dr, Atlantic, NC 28511
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,862 sqft · built 1941 |
| Lot Size | 0.378 acres (16,466 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,430 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7492.16.83.9370000 |
| Primary APN | 7492.16.83.9370000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,862 sqft Heated Area |
| Gross Area | 2,534 sqft |
| 1st Floor Area | 1,862 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,466 sqft (0.378 acres) |
| Lot Dimensions | 171 ft deep x 94 ft wide |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 672 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 26167 |
|---|---|
| Street Address | 1098 SEASHORE DR |
| City | ATLANTIC |
| State | NC |
| Zip | 28511-9602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT ATLANTIC |
| Legal Block | 83 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | ATLANTIC |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 970101 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 48948 SPRING LAKE DR, LEXINGTON PARK, MD 20653-3404 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2012 |
| Transfer Doc | 0014120275 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 1098 SEASHORE DR, ATLANTIC, NC 28511-9602 |
| Document Number | 0016780426 |
| Instrument Date | Jul 2, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1098 SEASHORE DR ATLANTIC NC 285119602, ATLANTIC, NC 28511-9602 |
| Document Number | 0016780426 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 001678/000426 |
| Name | TRUIST BK |
|---|---|
| Address | WHITEVILLE, NC 28472 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,198 (-) Land $150,400 Building $214,798 | $365,198 (-) Land $150,400 Building $214,798 | |
| 2025 | $1,430.00 (+11.98%) | $365,198 (+68.48%) Land $150,400 Building $214,798 | $365,198 (+68.48%) Land $150,400 Building $214,798 |
| 2023 | $216,757 Land $118,045 Building $98,712 | $216,757 Land $118,045 Building $98,712 | |
| 2022 | $1,277.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 144 in force |
| Nearby Flood Claims | 308 (1985–2026) |
| Claims Outside the SFHA | 15 of 308 |
| Most Recent Claim | Mar 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · above 68% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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