1098 SE Division St, Bend, OR 97702 Property Records

Deschutes County property record for 1098 SE Division St, Bend, OR 97702

Property Summary

Property Type	Commercial
Details	built 1988
Lot Size	0.52 acres (22,651 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (Sep 2009)
Tax Bill	$6,530 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Dec 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`181205-DD-00700`

Property Details

APN / Parcel Number

Primary APN	`181205-DD-00700`
Alternative APNs	`R1001181205DD00700` `119707`

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	22,651 sqft (0.52 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Account Number	119707
Street Address	1098 SE DIVISION ST
City	BEND
State	OR
Zip	97702
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	CG
Legal Description	VIRGINIA PARK LOT PT.D
Legal Range	12
Legal Township	18
Legal Section	05
Legal Subdivision	VIRGINIA PARK
Legal Lot Number	D
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	2
Census Block	2001
Census Tract	1501

Owner

Source: Deschutes County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1301 ESPLANADE AVE, KLAMATH FALLS, OR 97601-5902
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2024	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 30, 2022	Warranty Deed, Transfer AMERITITLE
Jun 1, 2020	Deed of Trust, Mortgage COLVIN ENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2009 · Amount on Record
Deed Sale	Sep 1, 2009 · Amount on Record
Deed Document Number	200937744
Last Transfer Date	Sep 23, 2009
Transfer Doc	0000045087
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1098 SE DIVISION ST, BEND, OR 97702
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008837
Date	Apr 11, 2024
Instrument	2024-08837

Lender

Name	PNC BANK NA
Type	Bank
Address	ROSEVILLE, CA 95661

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	91 Months
Due	Nov 17, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Dec 30, 2022
Property Address	1098 SE DIVISION ST, BEND, OR 97702
Document Number	0000044509
Map Reference	CAB C PG 239
Instrument Date	Dec 28, 2022
Instrument	2022-44509
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 ESPLANADE AVE, KLAMATH FALLS, OR 97601-5902
Investor	Possibly a Property Investor

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESCHUTES OR
Property Address	1098 SE DIVISION ST, BEND, OR 97702
Document Number	0000025305
Instrument Date	Jun 1, 2020
Transaction Type	Mortgage
Record Updated	Jun 12, 2020
Title Company	AMERITITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	60978 WOODS VALLEY PL BEND OR 977029814, BEND, OR 97702-9814

Mortgage

Document Number	0000025305
Date	Jun 2, 2020
Instrument	25305

Lender

Name	COLVIN ENTS LLC
Address	PO BOX 2714, GRANTS PASS, OR 97528-0285

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jun 1, 2030

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,530.00 (+3.93%)	$413,350 (+3%)	$735,430 (+5.15%) Land $439,740 Building $295,690
2024	$6,283.00 (+7.88%)	$401,320 (+3%)	$699,430 (-) Land $462,880 Building $236,550
2023	$5,824.00	$389,640	$699,430 Land $462,880 Building $236,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Fatbeam, Verizon, Vero Fiber, Webformix.

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