1098 S Oak Ct, Gilbert, AZ 85233 Property Records

Maricopa County property record for 1098 S Oak Ct, Gilbert, AZ 85233

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,243 sqft · built 1999
Lot Size	0.404 acres (17,590 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Dec 2021)
Tax Bill	$2,377 (2025)
Deeds & Mortgages	Jan 2025 Transfer Jan 2025 Sale + 6 more
Flood Zone	Zone X (moderate risk)
APN	`302-82-787`

Property Details

APN / Parcel Number

Primary APN	`302-82-787`
Alternative APN	`302827877`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,243 sqft Living Area
Gross Area	2,420 sqft
1st Floor Area	2,243 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	17,590 sqft (0.404 acres)
View / Lot	Cul-De-Sac
Parking Spaces	3 Parking Spaces
Pool Area	396 sqft
Patio Area	177 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	1098 S OAK CT
City	GILBERT
State	AZ
Zip	85233-8106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-7
Legal Description	RAVEN RANCH MCR 471-22
Legal Range	5E
Legal Township	1S
Legal Section	24
Legal Subdivision	RAVEN RANCH
Legal Lot Number	43
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2002
Census Tract	814300

Owner

1098 S Oak Ct is owned and occupied by two individuals who acquired it in December 2024.

Source: Maricopa County records, as of October 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1098 S OAK CT, GILBERT, AZ 85233-8106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2025	Intrafamily Transfer, Transfer
Jan 14, 2025	Beneficiary Deed, Transfer
Dec 20, 2021	Intrafamily Transfer, Transfer SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC
Dec 20, 2021	Warranty Deed, Transfer · Conventional Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC
Jul 9, 2021	Warranty Deed, Transfer EQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY
Feb 10, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
May 8, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2021 · Amount on File
Deed Sale	Dec 20, 2021 · Amount on File
Prior Sale	Jul 9, 2021 · Amount on File
Deed Document Number	20211345465
Last Transfer Date	Dec 18, 2024
Transfer Doc	0000021179
Record Updated	Sep 20, 2026

January 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jan 14, 2025
Property Address	1098 S OAK CT, GILBERT, AZ 85233-8106
Document Number	0000021178
Map Reference	MB 471 PG 22
Instrument Date	Dec 18, 2024
Instrument	20250021178
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1098 S OAK CT, GILBERT, AZ 85233-8106

January 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 14, 2025
Property Address	1098 S OAK CT, GILBERT, AZ 85233-8106
Document Number	0000021179
Map Reference	MB 471 PG 22
Instrument Date	Dec 18, 2024
Instrument	20250021179
Transaction Type	Transfer
Record Updated	Nov 21, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1098 S OAK CT, GILBERT, AZ 85233-8106

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 20, 2021
Property Address	1098 S OAK CT, GILBERT, AZ 85233-8106
Document Number	0001345466
Map Reference	MB 471 PG 22
Instrument Date	Dec 20, 2021
Instrument	20211345466
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 S OAK CT, GILBERT, AZ 85233-8106

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 20, 2021
Property Address	1098 S OAK CT, GILBERT, AZ 85233-8106
Document Number	0001345465
Map Reference	MB 471 PG 22
Instrument Date	Dec 7, 2021
Instrument	20211345465
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1098 S OAK CT, GILBERT, AZ 85233-8106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 S OAK CT, GILBERT, AZ 85233-8106

Mortgage

Document Number	0001345467
Date	Dec 20, 2021
Instrument	20211345467

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 9, 2021
Property Address	1098 S OAK CT, GILBERT, AZ 85233-8106
Document Number	0000747130
Map Reference	MB 471 PG 22
Instrument Date	Jul 7, 2021
Instrument	20210747130
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	EQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1098 S OAK CT, GILBERT, AZ 85233-8106

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1241 E PALO BLANCO WAY, GILBERT, AZ 85296-1920

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 10, 2021
Property Address	1098 S OAK CT, GILBERT, AZ 85233-8106
Document Number	0000151731
Map Reference	MB 471 PG 22
Instrument Date	Feb 3, 2021
Instrument	20210151731
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 S OAK CT, GILBERT, AZ 85233-8106

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 22, 2020
Property Address	1098 S OAK CT, GILBERT, AZ 85233-8106
Document Number	0000544652
Map Reference	MB 471 PG 22
Instrument Date	Jun 17, 2020
Instrument	20200544652
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	EQUITABLE TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1098 S OAK CT, GILBERT, AZ 85233-8106

Mortgage

Document Number	0000544653
Date	Jun 22, 2020
Instrument	20200544653

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 8, 2019
Property Address	1098 S OAK CT, GILBERT, AZ 85233-8106
Document Number	0000332994
Instrument Date	May 8, 2019
Instrument	332994
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1098 S OAK CT GILBERT AZ 852338106, GILBERT, AZ 85233-8106

Tax Assessment & Valuation

The 2025 property tax bill for 1098 S Oak Ct was $2,377.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,530 (+95.53%)	$605,300 (+6.75%) Land $121,000 Building $484,300
2025	$2,377.00	$30,957 (-48.97%)	$567,000 (-6.54%) Land $113,400 Building $453,600
2024		$60,670	$606,700 Land $121,300 Building $485,400
2023	$2,302.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1098 S Oak Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1098 S Oak Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: WeLink Communications.

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