1098 S 400 E, Trenton, UT 84338 Property Records

Cache County property record for 1098 S 400 E, Trenton, UT 84338

Property Summary

Property Type	Single Family Home
Details	2,006 sqft · built 1978
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Last Sale	$611,800 (May 2023)
Tax Bill	$2,179 (2025)
Deeds & Mortgages	May 2023 Mortgage Nov 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`13-002-0034`

Property Details

APN / Parcel Number

Primary APN	`13-002-0034`

Interior

Building Area	2,006 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	87,556 sqft (2.01 acres)

Location & Zoning

Street Address	1098 S 400 E
City	TRENTON
State	UT
Zip	84338-9626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 35-5/9 RDS N OF SW COR OF NW/4 SEC 2 T 13N R 1W, N 13 RDS E 12.5 RDS S 13 RDS W 12.5 RDS TO BEG CONT 1.02 AC ALSO BEG SE
Jurisdiction	CACHE UT
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1014
Census Tract	301

Owner

Source: Cache County records, as of November 6, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1098 S 400 E, TRENTON, UT 84338-9626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 8, 2023	Warranty Deed, Transfer · Conventional Mortgage FOUR POINTS FCU
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit ALTABANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2023 · Amount on Record
Deed Sale	May 8, 2023 · Amount on Record
Prior Sale	Jun 16, 2016 · Amount on Record
Deed Document Number	20231339923
Deed Book / Page	2387 / 1532
Prior Transfer Date	Mar 28, 2016
Prior Transfer Doc	1889/1262
Record Updated	Jun 8, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	May 8, 2023
Property Address	1098 S 400 E, TRENTON, UT 84338-9626
Document Number	02387/1532
Book / Page	2387 / 1532
Instrument Date	May 8, 2023
Instrument	1339923
Transaction Type	Transfer
Record Updated	May 24, 2023
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 S 400 E, TRENTON, UT 84338-9626

Mortgage

Document Number	0001339924
Date	May 8, 2023
Instrument	1339924

Lender

Name	FOUR POINTS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jun 1, 2028
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Max Rate	11.3%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	1098 S 400 E, TRENTON, UT 84338-9626
Transaction Type	Mortgage
Record Updated	Dec 7, 2022
Title Company	ADVANCED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02368/1920
Date	Nov 21, 2022
Book Page	2368/1920
Instrument	1332310

Lender

Name	ALTABANK
Type	Bank
Address	EAGLE MOUNTAIN, UT 84005

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Trenton Town
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,179.00 (+24.8%)	$335,240 (+44.57%)	$568,445 (+36.43%) Land $250,157 Building $318,288
2023	$1,746.00	$231,880	$416,644 Land $79,060 Building $337,584

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON TOWN WATER SYSTEM serves 490 people · EPA ID UTAH03021
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	16 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023 Failure to filter resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Rise Broadband Fixed Wireless	100 / 20
Blue Spring Broadband Fixed Wireless	50 / 10

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