1098 Ross Ave, El Centro, CA 92243 Property Records

Imperial County property record for 1098 Ross Ave, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	1,780 sqft · built 2001
Lot Size	0.173 acres (7,513 sqft)
Owner	Individual Name on Record
Last Sale	$380,000 (Jun 2024)
Tax Bill	$4,495 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`053-442-016-000`

Property Details

APN / Parcel Number

Primary APN	`053-442-016-000`
Alternative APNs	`0534421601` `05344216`

Interior

Stories	1 Story
Building Area	1,780 sqft Living Area
1st Floor Area	1,780 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Lot Area	7,513 sqft (0.173 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	1098 ROSS AVE
City	EL CENTRO
State	CA
Zip	92243-4370
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 BLK 7 RE PLAT OF BLKS 6 7 8 & 9 OF RESIDENCE PARK
Legal Subdivision	RESIDENCE PARK
Legal Block	7,6
Legal Lot Number	9
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1016
Census Tract	11600

Owner

Source: Imperial County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1098 ROSS AVE, EL CENTRO, CA 92243-4370
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 30, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jul 30, 2018	Grant Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Sep 18, 2017	Grant Deed, Transfer · Conventional Mortgage K&J INVESTMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2024 · Amount on Record
Deed Sale	Jun 27, 2024 · Amount on Record
Prior Sale	Jul 30, 2018 · Amount on Record
Deed Document Number	20249813
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Aug 6, 2021
Property Address	1098 ROSS AVE, EL CENTRO, CA 92243-4370
Document Number	0000020340
Map Reference	MB 7 PG 2
Instrument Date	Aug 3, 2021
Instrument	2021020340
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 ROSS AVE, EL CENTRO, CA 92243-4370

Mortgage

Document Number	0000020341
Date	Aug 6, 2021
Instrument	2021020341

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	1098 ROSS AVE, EL CENTRO, CA 92243-4370
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	SURETY LENDER SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007590
Date	Apr 24, 2020
Instrument	2020007590

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jul 30, 2018
Property Address	1098 ROSS AVE, EL CENTRO, CA 92243-4370
Document Number	0000014100
Instrument Date	Jun 7, 2018
Instrument	14100
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1098 ROSS AVE EL CENTRO CA 922434370, EL CENTRO, CA 92243-4370

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Jul 30, 2018
Property Address	1098 ROSS AVE, EL CENTRO, CA 92243-4370
Document Number	0000014099
Map Reference	MB 7 PG 2
Instrument Date	Jun 6, 2018
Instrument	2018014099
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 ROSS AVE, EL CENTRO, CA 92243-4370

Mortgage

Document Number	0000014101
Date	Jul 30, 2018
Instrument	2018014101

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	IMPERIAL CA
Recording Date	Sep 18, 2017
Property Address	1098 ROSS AVE, EL CENTRO, CA 92243-4370
Document Number	0000020509
Instrument Date	Jun 28, 2017
Instrument	20509
Transaction Type	Transfer
Record Updated	Nov 7, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$242.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 ROSS AVE EL CENTRO CA 922434370, EL CENTRO, CA 92243-4370

Mortgage

Document Number	20510
Date	Sep 18, 2017
Instrument	20510

Lender

Name	K&J INVESTMENTS LLC
Address	PO BOX 835, EL CENTRO, CA 92244-0835

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Imperial County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	El Centro Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$395,352 (+39.14%) Land $83,232 Building $312,120
2025	$4,495.00 (+34.54%)
2023	$3,341.00 (+7.05%)	$284,130 Land $69,691 Building $214,439
2022	$3,121.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 18, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004
Water Source	Purchased surface water from IMPERIAL IRRIGATION DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks.

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