DuPage County property record for 1098 Oxford Ln, Wheaton, IL 60189 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1972 |
| Square Footage | 3,100 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $444,000 (2023) |
| Tax Bill | $9,238.00 (2025) |
Source: DuPage County records · APN 05-27-314-004
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1098 OXFORD LN, WHEATON, IL 60189-8410 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Nov 13, 2025 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jun 22, 2023 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Jun 01, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 26, 2023 · Amount on Record |
| Deed Sale | Sep 26, 2023 · Amount on Record |
| Prior Sale | Jun 01, 2017 · Amount on Record |
| Deed Doc Number | 202361858 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1098 OXFORD LN, WHEATON, IL 60189-8410 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1098 OXFORD LN, WHEATON, IL 60189-8410 |
| Document Number | 0000073363 |
|---|---|
| Date | Nov 13, 2025 |
| Instrument | R2025-073363 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.99% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 26, 2023 |
| Property Address | 1098 OXFORD LN, WHEATON, IL 60189-8410 |
| Document Number | 0000061858 |
| Map Reference | DOC R69-47807 |
| Instrument Date | Aug 18, 2023 |
| Instrument | R2023-061858 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Title Company | GREATER ILLINOIS TITLE COMPANY, GREATER ILLINOIS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $444.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 1098 OXFORD LN, WHEATON, IL 60189-8410 |
| Document Number | 0000061859 |
|---|---|
| Date | Sep 26, 2023 |
| Instrument | R2023-061859 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.19% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 1098 OXFORD LN, WHEATON, IL 60189-8410 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1098 OXFORD LN, WHEATON, IL 60189-8410 |
| Document Number | 0000038988 |
|---|---|
| Date | Jun 22, 2023 |
| Instrument | R2023-038988 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 25, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Jun 01, 2017 |
| Property Address | 1098 OXFORD LN, WHEATON, IL 60189-8410 |
| Document Number | 0000053488 |
| Instrument Date | Apr 27, 2017 |
| Instrument | 53488 |
| Transaction Type | Transfer |
| Record Updated | Jul 04, 2017 |
| Title Company | CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $576.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 4939 N WOLCOTT AVE #GB CHICAGO IL 606403327, GB, CHICAGO, IL 60640-3327 |
| Document Number | 53489 |
|---|---|
| Date | Jun 01, 2017 |
| Instrument | 53489 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 31, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: DuPage County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Milton Township |
| Municipality | Wheaton City |
| Unified School District | Community Unit School District 200 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,238.00 (-11.85%) | $160,521 (+2.03%) Land $40,098 Building $120,423 | $481,563 (+2.03%) Land $120,294 Building $361,269 |
| 2022 | $10,480.00 Homeowner's exemption | $157,330 Land $32,160 Building $125,170 | $471,990 Land $96,480 Building $375,510 |
Source: FEMA National Flood Hazard Layer, DuPage County (17043C), updated September 1, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 05-27-314-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,100 sqft Living Area |
| Gross Area | 3,540 sqft Gross Area |
| Basement Area | 700 sqft Basement |
| Finished Basement | 700 sqft Finished |
| Stories | 2 Stories |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Split Level Style |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 10,454 sqft (0.24 acres) |
| Depth X Width | 13.6 ft x 7.5 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1098 OXFORD LN |
|---|---|
| City | WHEATON |
| State | IL |
| Zip | 60189-8410 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BRIARCLIFFE UNIT #2 |
| Legal Subdivision | BRIARCLIFFE |
| Legal Lot Number | 289 |
| Legal Unit | 2 |
| Jurisdiction | DU PAGE IL |
| Minor Civil Division | MILTON |
| Census Blockgroup | 3 |
| Census Block | 3016 |
| Census Tract | 842702 |
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