1098 Old County Rd, Daphne, AL 36526 Property Records

Baldwin County property record for 1098 Old County Rd, Daphne, AL 36526

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,272 sqft · built 2017
Lot Size	2.15 acres (93,654 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Nov 2013)
Tax Bill	$6,105 (2026)
Deeds & Mortgages	Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`43-04-19-0-001-006.007`

Property Details

APN / Parcel Number

Primary APN	`43-04-19-0-001-006.007`
Alternative APNs	`316543` `259519`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,272 sqft Heated Area
1st Floor Area	3,612 sqft
Upper Floors Area	660 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	93,654 sqft (2.15 acres)
Lot Dimensions	750 ft deep x 31.1 ft wide
Pool Area	624 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	259519
Street Address	1098 OLD COUNTY RD
City	DAPHNE
State	AL
Zip	36526-4074
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31.1' X 750.5' IRR LOT 2 HUEY SUB SLIDE 2427-C IN THE CITY OF DAPHNE SEC 19-T5S-R2E (WD-SURVIVORSHIP)
Legal Subdivision	HUEY SUB, THE
Legal Lot Number	2
Jurisdiction	BALDWIN AL
Township / Civil Division	DAPHNE
Census Block Group	2
Census Block	2056
Census Tract	10800

Owner

Source: Baldwin County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1098 OLD COUNTY RD, DAPHNE, AL 36526-4074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2013 · Amount on Record
Deed Sale	Nov 15, 2013 · Amount on Record
Deed Document Number	20131429580
Record Updated	Oct 29, 2026

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALDWIN AL
Property Address	1098 OLD COUNTY RD, DAPHNE, AL 36526-4074
Document Number	0001655295
Instrument Date	Aug 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1098 OLD COUNTY RD DAPHNE AL 36526, DAPHNE, AL 36526

Mortgage

Document Number	0001655295
Date	Sep 12, 2017
Instrument	1655295

Lender

Name	HANCOCK BK
Type	Bank
Address	NEW ORLEANS, LA 70122

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Daphne City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,105.00 (+11.02%) Homeowner's exemption
2025	$5,499.00 (+15.77%)	$120,540 (+15.61%) Land $30,480 Building $90,060	$1,205,300 (+15.63%) Land $304,700 Building $900,600
2023	$4,750.00 (+25.89%) Homeowner's exemption	$104,260 (+17.41%)	$1,042,400 (+17.4%) Land $192,500 Building $849,900
2022	$3,773.00 (+8.79%) Homeowner's exemption	$88,800	$887,900 Land $196,700 Building $691,200
2021	$3,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	84 (1979–2024)
Claims Outside the SFHA	25 of 84
Most Recent Claim	May 2024 · rainfall accumulation
Claims by Event	Hurricane Katrina, Aug 2005 · 32 claims Hurricane Ivan, Sep 2004 · 8 claims Hurricane Georges, Sep 1998 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 73% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DAPHNE, UTILITIES BOARD OF THE serves 33,372 people · EPA ID AL0000029
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20