1098 Oak Hill Rd, Lancaster, VA 22503 Property Records

Lancaster County property record for 1098 Oak Hill Rd, Lancaster, VA 22503

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,892 sqft · built 1974
Lot Size	0.974 acres (42,427 sqft)
Owner	Company Name on File
Tax Bill	$23 (2025)
Deeds & Mortgages	Sep 2025 Transfer Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26 18D`

Property Details

APN / Parcel Number

Primary APN	`26 18D`
Alternative APN	`6834`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	3,771 sqft
1st Floor Area	2,976 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,427 sqft (0.974 acres)
Deck Area	40 sqft
Shed	1 Shed
Shed Area	121 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	6834
Street Address	1098 OAK HILL RD
City	LANCASTER
State	VA
Zip	22503-4009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Description	OAK HILL .974 AC LR17/1609
Legal Subdivision	OAK HILL
Jurisdiction	LANCASTER VA
Township / Civil Division	1
Census Block Group	4
Census Block	4030
Census Tract	30100

Owner

1098 Oak Hill Rd is owned by a company that acquired it in September 2025.

Source: Lancaster County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1098 OAK HILL RD, LANCASTER, VA 22503-4009
Owner Type	Company
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Transfer on Death Deed, Transfer
Apr 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK
Aug 30, 2017	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 10, 2025
Transfer Doc	0000001947
Record Updated	Oct 29, 2026

September 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LANCASTER VA
Recording Date	Sep 16, 2025
Property Address	1098 OAK HILL RD, LANCASTER, VA 22503-4009
Document Number	0250001947
Instrument Date	Sep 10, 2025
Instrument	250001947
Transaction Type	Transfer
Record Updated	Oct 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 PARKVIEW RD, CLINTON, MS 39056-3558

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANCASTER VA
Property Address	1098 OAK HILL RD, LANCASTER, VA 22503-4009
Transaction Type	Mortgage
Record Updated	May 18, 2022
Title Company	LENDER RECORDING SERVICES, LENDER RECORDING SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220000945
Date	Apr 11, 2022
Instrument	220000945

Lender

Name	ATLANTIC UNION BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Mar 25, 2032

Interest

Rate Type	Fixed Rate

August 2017: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	LANCASTER VA
Recording Date	Aug 30, 2017
Property Address	1098 OAK HILL RD, LANCASTER, VA 22503-4009
Document Number	170001609
Instrument Date	Aug 29, 2017
Instrument	170001609
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 OAK HILL RD, LANCASTER, VA 22503-4009

Tax Assessment & Valuation

The 2025 property tax bill for 1098 Oak Hill Rd was $23, down 99% from the year before.

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Lancaster County
Unified School District	Lancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$23.00 (-99%)	$419,700 (-) Land $115,000 Building $304,700	$419,700 (-) Land $115,000 Building $304,700
2024	$2,308.00 (+29.59%)	$419,700 (+48.46%) Land $115,000 Building $304,700	$419,700 (+48.46%) Land $115,000 Building $304,700
2023	$1,781.00	$282,700 Land $115,000 Building $167,700	$282,700 Land $115,000 Building $167,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1098 Oak Hill Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 47 policies
Nearby Flood Policies	47 in force
Nearby Flood Claims	28 (1998–2018)
Claims Outside the SFHA	4 of 28
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 10 claims Hurricane Isabel, Sep 2003 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1098 Oak Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
All Points Broadband Fiber	1,000 / 1,000
Virginia Broadband Fixed Wireless · not low latency	100 / 25

Cell Coverage

4G LTE (outdoors only), no 5G reported

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