1098 Moon River Way, Ceres, CA 95307 Property Records

Stanislaus County property record for 1098 Moon River Way, Ceres, CA 95307

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,540 sqft · built 2002
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jul 2019)
Tax Bill	$5,168 (2026)
Deeds & Mortgages	May 2019 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`086-024-031-000`

Property Details

APN / Parcel Number

Primary APN	`086-024-031-000`
Alternative APNs	`0862431000` `0862431`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,540 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Lot Area	6,970 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1098 MOON RIVER WAY
City	CERES
State	CA
Zip	95307-7337
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BROWN ESTATES #3 (39M87)
Legal Subdivision	BROWN ESTATES #3
Legal Block	2
Legal Lot Number	36
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2012
Census Tract	2505

Owner

1098 Moon River Way is owned and occupied by two individuals who bought it in July 2019.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1098 MOON RIVER WAY, CERES, CA 95307-7337
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2019	Deed of Trust, Mortgage · Line of Credit MOCSE FCU
Jul 30, 2019	Grant Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on File
Deed Sale	Jul 30, 2019 · Amount on File
Prior Sale	Sep 24, 2002 · Amount on File
Deed Document Number	201949743
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1098 MOON RIVER WAY, CERES, CA 95307-7337
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031034
Date	May 17, 2019
Instrument	2019-0031034

Lender

Name	MOCSE FCU
Type	Credit Union
Address	MODESTO, CA 95355

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 30, 2019
Property Address	1098 MOON RIVER WAY, CERES, CA 95307-7337
Document Number	0000049743
Instrument Date	Jul 29, 2019
Instrument	49743
Transaction Type	Transfer
Record Updated	Aug 9, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$429.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1098 MOON RIVER WAY CERES CA 953077337, CERES, CA 95307-7337

Mortgage

Document Number	49744
Date	Jul 30, 2019
Instrument	49744

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 1098 Moon River Way was $5,168, up 0.4% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Ceres City
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$5,168.00 (+0.41%)	$435,048 (+2%) Land $128,282 Building $306,766
2025	$5,147.00	$426,518 Land $125,767 Building $300,751
2023	$4,716.00 (+0.38%)	$409,957 Land $120,884 Building $289,073
2022	$4,698.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1098 Moon River Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1098 Moon River Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 529 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Moon River Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures