1098 Micro Pl, San Jose, CA 95120 Property Records

Santa Clara County property record for 1098 Micro Pl, San Jose, CA 95120

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,113 sqft · built 1987
Lot Size	0.184 acres (8,030 sqft)
Owner	2 Trust Names on File
Last Sale	$1,500,000 (Jun 2017)
Tax Bill	$22,572 (2025)
Deeds & Mortgages	Aug 2023 Transfer Nov 2021 Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`701-18-047`

Property Details

APN / Parcel Number

Primary APN	`701-18-047`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,113 sqft Living Area
1st Floor Area	1,568 sqft
2nd Floor Area	1,545 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	8,030 sqft (0.184 acres)
Lot Dimensions	146 ft deep x 55 ft wide
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	1098 MICRO PL
City	SAN JOSE
State	CA
Zip	95120-3358
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 7952 BOOK 571 PAGE 40 LOT 1
Legal Subdivision	TRACT 7952
Legal Tract	7952
Legal Lot Number	1
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2006
Census Tract	511912

Owner

1098 Micro Pl is owner-occupied and held in a trust since June 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1098 MICRO PL, SAN JOSE, CA 95120-3358
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Intrafamily Transfer, Transfer
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN INC
Feb 24, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Jun 9, 2017	Grant Deed, Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2017 · Amount on File
Deed Sale	Jun 9, 2017 · Amount on File
Prior Sale	Apr 23, 2003 · Amount on File
Deed Document Number	201723670026
Prior Transfer Date	Sep 3, 2002
Prior Transfer Doc	0016490535
Record Updated	Oct 29, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 22, 2023
Property Address	1098 MICRO PL, SAN JOSE, CA 95120-3358
Document Number	0025521580
Map Reference	MB 571 PG 40
Instrument Date	Jul 7, 2023
Instrument	25521580
Transaction Type	Transfer
Record Updated	Aug 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	1098 MICRO PL, SAN JOSE, CA 95120-3358

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1098 MICRO PL, SAN JOSE, CA 95120-3358
Transaction Type	Mortgage
Record Updated	Dec 2, 2021
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 MICRO PL, SAN JOSE, CA 95120-3358

Mortgage

Document Number	0025173397
Date	Nov 19, 2021
Instrument	25173397

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1098 MICRO PL, SAN JOSE, CA 95120-3358
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 MICRO PI, SAN JOSE, CA 95120-3358

Mortgage

Document Number	0024843535
Date	Feb 23, 2021
Instrument	24843535

Lender

Name	GOOGAIN INC
Type	Mortgage Company
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	1098 MICRO PL, SAN JOSE, CA 95120-3358
Document Number	0024418872
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1098 MICRO PL SAN JOSE CA 951203358, SAN JOSE, CA 95120-3358

Mortgage

Document Number	0024418872
Date	Mar 3, 2020
Instrument	24418872

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 9, 2017
Property Address	1098 MICRO PL, SAN JOSE, CA 95120-3358
Document Number	0023670026
Instrument Date	May 31, 2017
Instrument	23670026
Transaction Type	Transfer
Record Updated	Aug 21, 2018
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1098 MICRO PL SAN JOSE CA 951203358, SAN JOSE, CA 95120-3358

Mortgage

Document Number	23670027
Date	Jun 9, 2017
Instrument	23670027

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 8, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1098 Micro Pl was $22,572 with a homeowner's exemption.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Unified School District	San Jose Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,775,688 (+2%) Land $1,420,552 Building $355,136
2025	$22,572.00 Homeowner's exemption	$1,740,872 Land $1,392,699 Building $348,173
2023	$20,807.00 (+0.93%) Homeowner's exemption	$1,673,274 Land $1,338,620 Building $334,654
2022	$20,616.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1098 Micro Pl in Zone D, where flood risk has not been studied, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1098 Micro Pl is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Cruzio, Sail Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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