1098 Lavender Rd, Gilmer, TX 75644 Property Records

Upshur County property record for 1098 Lavender Rd, Gilmer, TX 75644

Property Summary

Property Type	Residential
Details	1 ba · 4,908 sqft · built 2005
Lot Size	1.95 acres (85,116 sqft)
Owner	Individual Name on Record
Tax Bill	$3,406 (2026)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023U-S02-000-163`

Property Details

APN / Parcel Number

Primary APN	`023U-S02-000-163`
Alternative APN	`3051`

Interior

Full Baths	1 Bath
Building Area	4,908 sqft Total Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick/Stone
Roof Material	Galvanized Metal
Lot Area	85,116 sqft (1.95 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	023U-S02-000-163
Street Address	1098 LAVENDER RD
City	GILMER
State	TX
Zip	75644-5856
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	ABS A23 BROWN, LEMUEL B,TRACT 163, 1.954 ACRES & HOUSE
Legal Subdivision	LEMUEL B SURVEY A-23
Legal Tract	163
Jurisdiction	UPSHUR TX
Township / Civil Division	BETTIE
Census Block Group	1
Census Block	1023
Census Tract	950200

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1098 LAVENDER RD, GILMER, TX 75644-5856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2024
Deed Sale	Jun 26, 2024
Prior Sale	Jun 4, 2024
Deed Document Number	20243903
Prior Transfer Date	Apr 7, 2015
Prior Transfer Doc	0000001942
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Recording Date	Apr 8, 2026
Property Address	1098 LAVENDER RD, GILMER, TX 75644-5856
Document Number	0000002334
Instrument Date	Apr 8, 2026
Instrument	20262334
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	1575 GARDENIA RD, GILMER, TX 75645-6362

Mortgage

Document Number	0000002334,
Date	Apr 8, 2026
Instrument	20262334

Lender

Name	FIRST NATIONAL BANK/LAS VEGAS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 8, 2051

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,406.00 (-26.82%) Homeowner's exemption Senior Citizen's exemption	$224,940 (+2.31%) Land $55,200 Building $169,740	$224,940 (+2.31%) Land $55,200 Building $169,740
2025		$219,860 (+40.14%) Land $47,400 Building $172,460	$219,860 (+40.14%) Land $47,400 Building $172,460
2024	$4,654.00 (+86.83%)
2023		$156,890 Land $29,390 Building $127,500	$156,890 Land $29,390 Building $127,500
2022	$2,491.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 74% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BI COUNTY WSC 1 serves 12,777 people · EPA ID TX0320002
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Etex Telephone Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20