Polk County property record for 1098 Interlochen Blvd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,857 sqft · built 1982 |
| Lot Size | 1.44 acres (62,779 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $650,000 (Dec 2020) |
| Tax Bill | $13,076 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-28-34-000000-033020 |
| Primary APN | 26-28-34-000000-033020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 3,857 sqft Living Area |
| Gross Area | 4,949 sqft |
| 1st Floor Area | 3,857 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 62,779 sqft |
| Lot Width | 185 ft Width |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 1,092 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 739 sqft |
| Patio Area | 272 sqft |
| Boat Access | Boat Access |
| Street Address | 1098 INTERLOCHEN BLVD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | BEG 565.87 FT N OF NW1/4 OF SW1/4 OF NW1/4 RUN E 150 FT NELY 214 FT M/L TO LAKE OTIS NWLY ALONG LAKE 335 FT M/L TO W-LINE OF SEC S ALONG SEC LINE 410 FT M/L TO POB |
| Legal Range | 26E |
| Legal Township | 28S |
| Legal Section | 34 |
| Legal Subdivision | ELOISE WOODS LAKE OTIS UNIT |
| Legal Tract | 000000 |
| Legal Block | 1 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 13902 |
1098 Interlochen Blvd is owned and occupied by two individuals who bought it in December 2020.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 431, WINTER HAVEN, FL 33882-0431 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage THE MTG FIRM |
| Dec 15, 2020 | Quit Claim Deed, Transfer MILLER TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2020 · Amount on File |
| Deed Sale | Dec 15, 2020 · Amount on File |
| Deed Document Number | 2020270358 |
| Deed Book / Page | 11495 / 1922 |
| Prior Transfer Date | Dec 11, 2020 |
| Prior Transfer Doc | 0000270357 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 15, 2020 |
| Property Address | 1098 INTERLOCHEN BLVD, WINTER HAVEN, FL 33884-3712 |
| Document Number | 0114951922 |
| Book / Page | 011495 / 001922 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 270358 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | MILLER TITLE INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,550.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 431 WINTER HAVEN FL 338820431, WINTER HAVEN, FL 33882-0431 |
| Document Number | 114951927 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 011495/001927 |
| Instrument | 270359 |
| Name | THE MTG FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 14, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 15, 2020 |
| Property Address | 1098 INTERLOCHEN BLVD, WINTER HAVEN, FL 33884-3712 |
| Document Number | 0114951920 |
| Book / Page | 011495 / 001920 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 270357 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2020 |
| Title Company | MILLER TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 832 HOWARD TER NW WINTER HAVEN FL 338813115, WINTER HAVEN, FL 33881-3115 |
The 2025 property tax bill for 1098 Interlochen Blvd was $13,076 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,709 (+2.7%) | $804,128 (+1.37%) Land $180,000 Building $624,128 | |
| 2025 | $13,076.00 Homeowner's exemption | $730,973 | $793,228 Land $180,000 Building $613,228 |
| 2023 | $12,453.00 (+2.23%) Homeowner's exemption | $689,682 (+3%) | $781,324 (+5.32%) Land $175,000 Building $606,324 |
| 2022 | $12,181.00 Homeowner's exemption | $669,594 | $741,884 Land $170,000 Building $571,884 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1098 Interlochen Blvd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1098 Interlochen Blvd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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