Cherokee County property record for 1098 Ford Rd, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,002 sqft |
| Lot Size | 4.44 acres (193,406 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $124,900 (Jun 2020) |
| Tax Bill | $639 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 015737-23-3 |
| Primary APN | 015737-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,002 sqft Living Area |
| Exterior Material | Siding |
|---|---|
| Lot Area | 193,406 sqft (4.44 acres) |
| Porch | Porch |
| Old Parcel Number | 1380000014000 60115889 |
|---|---|
| Street Address | 1098 FORD RD |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1098 FORD RD ZELIA BROOME 4Z 382/ADDRESS CHGD PER JANICE FM EST MARIE BLANTON BY JANICE PETTY $124900 |
| Legal Tract | PD |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 970503 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1098 FORD RD, GAFFNEY, SC 29340-4640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 3, 2025 | Deed of Trust, Mortgage · Line of Credit FOUNDERS FCU |
| Jun 8, 2020 | Grant Deed, Transfer MIDLAND MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 5, 2020 · Amount on Record |
| Deed Sale | Jun 5, 2020 · Amount on Record |
| Deed Document Number | 0000123985 |
| Deed Book / Page | 123 / 985 |
| Last Transfer Date | Jun 8, 2020 |
| Transfer Doc | 0001230985 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Property Address | 1098 FORD RD, GAFFNEY, SC 29340-4640 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001920159 |
|---|---|
| Date | Dec 3, 2025 |
| Book Page | 192/159 |
| Instrument | 2025-6416 |
| Name | FOUNDERS FCU |
|---|---|
| Type | Credit Union |
| Address | LANCASTER, SC 29720 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 5, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Jun 8, 2020 |
| Property Address | 1098 FORD RD, GAFFNEY, SC 29340-4640 |
| Document Number | 0001230985 |
| Book / Page | 000123 / 000985 |
| Instrument Date | Jun 5, 2020 |
| Instrument | 2836 |
| Transaction Type | Transfer |
| Record Updated | Jul 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $462.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1098 FORD RD GAFFNEY SC 293404640, GAFFNEY, SC 29340-4640 |
| Document Number | 1230988 |
|---|---|
| Date | Jun 8, 2020 |
| Book Page | 000123/000988 |
| Instrument | 2837 |
| Name | MIDLAND MTG |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, SC 29201 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 7, 2050 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $639.00 (+18.11%) Homeowner's exemption | $4,870 (-) Land $1,090 Building $3,780 | $121,800 (-) Land $27,200 Building $94,600 |
| 2023 | $541.00 | $4,870 Land $1,090 Building $3,780 | $121,800 Land $27,200 Building $94,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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