Maricopa County property record for 1098 E Phelps St, Gilbert, AZ 85295 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 4 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,067 sqft Living Area |
| Lot Size | 9,209 sqft (0.211 acres) |
| Pool | 608 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $340,000 (2008) |
| Tax Bill | $3,240.00 (2025) |
Source: Maricopa County records · APN 304-45-283
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1098 E PHELPS ST, GILBERT, AZ 85295-1713 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Feb 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Apr 27, 2018 | Deed of Trust, Mortgage AERO FEDERAL CU |
| Apr 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CHERRY CREEK MORTGAGE CO INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 28, 2008 · Amount on Record |
| Deed Sale | May 28, 2008 · Amount on Record |
| Prior Sale | Mar 11, 2008 · Amount on Record |
| Deed Doc Number | 20080469928 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1098 E PHELPS ST, GILBERT, AZ 85295-1713 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2025 |
| Title Company | SECURITY TITLE COMPANY, SECURITY TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1098 E PHELPS ST, GILBERT, AZ 85295-1713 |
| Document Number | 0000182709 |
|---|---|
| Date | Feb 18, 2021 |
| Instrument | 20210182709 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1098 E PHELPS ST, GILBERT, AZ 85295-1713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000320377 |
|---|---|
| Date | Apr 27, 2018 |
| Instrument | 20180320377 |
| Name | AERO FEDERAL CU |
|---|---|
| Type | Credit Union |
| Address | GLENDALE, AZ 85308 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | May 09, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1098 E PHELPS ST, GILBERT, AZ 85295-1713 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SECURITY TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000343033 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 20200343033 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $65,070 (-0.81%) | $650,700 (-0.81%) Land $130,100 Building $520,600 | |
| 2025 | $3,240.00 (+3.95%) | ||
| 2024 | $65,600 | $656,000 Land $131,200 Building $524,800 | |
| 2023 | $3,117.00 |
Source: FEMA National Flood Hazard Layer, Maricopa County (04013C), updated October 2, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 304-45-283 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Building Area | 3,067 sqft Living Area |
| 1st Floor | 1,743 sqft 1st Floor |
| 2nd Floor | 1,324 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Lot Area | 9,209 sqft (0.211 acres) |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 608 sqft Pool |
| Patio Area | 163 sqft Patio |
| Cooling System | Refrigerator Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 1098 E PHELPS ST |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85295-1713 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SPECTRUM AT VAL VISTA PARCEL 18 MCR 573-41 |
| Legal Range | 06E |
| Legal Township | 01S |
| Legal Section | 32 |
| Legal Quarter | SW |
| Legal Quarter Quarter | NE |
| Legal Subdivision | SPECTRUM AT VAL VISTA PARCEL 18 |
| Legal Lot Number | 69 |
| Jurisdiction | MARICOPA AZ |
| Minor Civil Division | CHANDLER |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 815402 |
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