1098 E Jefferson St, Snowflake, AZ 85937 Property Records

Navajo County property record for 1098 E Jefferson St, Snowflake, AZ 85937

Property Summary

Property TypeSingle Family Home
Details1,551 sqft · built 2025
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on Record
Last Sale$332,000 (Oct 2025)
Tax Bill$114 (2025)
Deeds & MortgagesJul 2026 Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN202-56-086

Property Details

APN / Parcel Number

Primary APN202-56-086

Interior

Stories1 Story
Building Area1,551 sqft Living Area
Gross Area2,076 sqft
1st Floor Area1,551 sqft

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area525 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Street Address1098 E JEFFERSON ST
CitySNOWFLAKE
StateAZ
Zip85937-6177
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 18, T13N, R22E SUNDANCE SPRINGS COMMUNITY UNIT 1 PHASE 2B: LOT 86 PER PLAT 2022-13136; OUT OF 303-01-002N FOR 2023 ROLL (LEGAL DESCRIPTION IS FOR TAXPURPOSES ONLY/DO NOT USE IN DEED PREPARATION)
Legal Range22E
Legal Township13N
Legal Section18
Legal SubdivisionR22E SUNDANCE SPRINGS COMMUNITY
Legal Lot Number86
Legal Unit1
JurisdictionNAVAJO AZ
Township / Civil DivisionSNOWFLAKE
Census Block Group2
Census Block2125
Census Tract963400

Owner

Source: Navajo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1098 E JEFFERSON ST, SNOWFLAKE, AZ 85937-6177
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Jul 8, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Oct 31, 2025Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 31, 2025Warranty Deed, Construction Loan · Construction Mortgage
JEFFERY W GREER ETUX

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 31, 2025 · Amount on Record
Deed SaleOct 31, 2025 · Amount on Record
Prior SaleMar 31, 2025 · Amount on Record
Deed Document Number202516294
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAVAJO AZ
Recording DateJul 8, 2026
Property Address1098 E JEFFERSON ST, SNOWFLAKE, AZ 85937-6177
Document Number0000009962
Instrument DateJul 2, 2026
Instrument20269962
Transaction TypeMortgage
Record UpdatedJul 15, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1098 E JEFFERSON ST, SNOWFLAKE, AZ 85937-6177

Mortgage

Document Number0000009962,
DateJul 8, 2026
Instrument20269962
Lender
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

October 2025: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateOct 31, 2025
Property Address1098 E JEFFERSON ST, SNOWFLAKE, AZ 85937-6177
Document Number0000016294
Map ReferenceDOC 2022-13136
Instrument DateOct 29, 2025
Instrument2025-16294
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 2, 2026
Title CompanyLAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address217 N 1ST ST E, SNOWFLAKE, AZ 85937-5105

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 145, TAYLOR, AZ 85939-0145

Mortgage

Document Number0000016295
DateOct 31, 2025
Instrument2025-16295
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

March 2025: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionNAVAJO AZ
Recording DateMar 31, 2025
Property Address1098 E JEFFERSON ST, SNOWFLAKE, AZ 85937-6177
Document Number0000004283
Map ReferenceDOC 2022-13136
Instrument DateMar 31, 2025
Instrument2025-04283
Transaction TypeConstruction Loan
Record UpdatedJun 16, 2026
Title CompanyLAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2630 W FOOTHILLS CIR, SNOWFLAKE, AZ 85937-6029

Transferred To (Grantee/Buyer)

NameVerified Name
Address217 N 1ST ST E, SNOWFLAKE, AZ 85937-5105
InvestorPossibly a Property Investor

Mortgage

Document Number0000004285
DateMar 31, 2025
Instrument2025-04285
Lender
NameJEFFERY W GREER ETUX
TypePrivate Party
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Mortgage

Document Number0000004284
DateMar 31, 2025
Instrument2025-04284
Lender
NameSUNDANCE SPRINGS COMMUNITY LLC
TypeNon-Lending Institution
AddressSNOWFLAKE, AZ 85937
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Navajo County assessment roll, as of June 12, 2026

Property Jurisdictions

TypeName
StateArizona
CountyNavajo County
MunicipalitySnowflake Town
Unified School DistrictSnowflake Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$288,276 (+1,076.64%) Land $22,000 Building $266,276
2026$3,675 Land $3,675$24,500 Land $24,500
2025$114.00 (+3.64%)
2024$110.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SNOWFLAKE
serves 5,590 people · EPA ID AZ0409029
Water SourceGroundwater
Last State InspectionAug 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Frontier
DSL
115 / 7
Smith Bagley
Fixed Wireless
100 / 100

May also be available: T-Mobile, Verizon.

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