1098 E J St, Chula Vista, CA 91910 Property Records

San Diego County property record for 1098 E J St, Chula Vista, CA 91910

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,261 sqft · built 1986
Lot Size	0.133 acres (5,800 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,335 (2025)
Deeds & Mortgages	May 2021 Mortgage Aug 2020 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`640-194-01-00`

Property Details

APN / Parcel Number

Primary APN	`640-194-01-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,261 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	5,800 sqft (0.133 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1098 E J ST
City	CHULA VISTA
State	CA
Zip	91910-6742
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC
Legal Description	LOT 192 TR 009125
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	009125
Legal Block	4
Legal Lot Number	192
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4000
Census Tract	13414

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1098 E J ST, CHULA VISTA, CA 91910-6742
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Aug 31, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Aug 31, 2020	Grant Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Aug 11, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 11, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Dec 24, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 2, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2024
Deed Sale	Sep 18, 2024
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	2024252021
Prior Transfer Date	Aug 24, 2020
Prior Transfer Doc	0000500311
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1098 E J ST, CHULA VISTA, CA 91910-6742
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 E J ST, CHULA VISTA, CA 91910-6742

Mortgage

Document Number	0000353001
Date	May 7, 2021
Instrument	2021-0353001

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2020
Property Address	1098 E J ST, CHULA VISTA, CA 91910-6742
Document Number	0000500311
Instrument Date	Aug 24, 2020
Instrument	500311
Transaction Type	Transfer
Record Updated	Sep 10, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	447 MILAGROSA CIR CHULA VISTA CA 919108006, CHULA VISTA, CA 91910-8006

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2020
Property Address	1098 E J ST, CHULA VISTA, CA 91910-6742
Document Number	0000500312
Map Reference	MAP 9125
Instrument Date	Aug 24, 2020
Instrument	2020-0500312
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1098 E J ST, CHULA VISTA, CA 91910-6742

Mortgage

Document Number	0000500313
Date	Aug 31, 2020
Instrument	2020-0500313

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2020
Property Address	1098 E J ST, CHULA VISTA, CA 91910-6742
Document Number	0000445696
Instrument Date	Jun 23, 2020
Instrument	445696
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1804 OLIVE GREEN ST #5 CHULA VISTA CA 919134391, 5, CHULA VISTA, CA 91913-4391

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2020
Property Address	1098 E J ST, CHULA VISTA, CA 91910-6742
Document Number	0000445695
Instrument Date	Mar 18, 2020
Instrument	445695
Transaction Type	Transfer
Record Updated	Aug 20, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	314 GLEN CREEK DR BONITA CA 919024279, BONITA, CA 91902-4279

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 24, 2018
Property Address	1098 E J ST, CHULA VISTA, CA 91910-6742
Document Number	0000525627
Instrument Date	Dec 11, 2018
Instrument	525627
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	887 ORCHID WAY SAN DIEGO CA 921541531, SAN DIEGO, CA 92154-1531

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 2, 2018
Property Address	1098 E J ST, CHULA VISTA, CA 91910-6742
Document Number	0000459587
Instrument Date	Oct 26, 2018
Instrument	459587
Transaction Type	Transfer
Record Updated	Nov 9, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	887 ORCHID WAY SAN DIEGO CA 921541531, SAN DIEGO, CA 92154-1531

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$789,412 (+2%) Land $213,553 Building $575,859
2025	$7,335.00 (+3.79%)	$773,934 (+4.04%) Land $209,366 Building $564,568
2023	$7,067.00 (+1.61%)	$743,884 Land $201,237 Building $542,647
2022	$6,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on E J St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures