1098 E 78th St, Cleveland, OH 44103 Property Records

Cuyahoga County property record for 1098 E 78th St, Cleveland, OH 44103

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 2 ba · 2,026 sqft · built 1890
Lot Size	0.096 acres (4,160 sqft)
Owner	Individual Name on File
Last Sale	$30,500 (Mar 2022)
Tax Bill	$705 (2025)
Deeds & Mortgages	Mar 2022 Sale Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`105-31-105`

Property Details

APN / Parcel Number

Primary APN	`105-31-105`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,026 sqft Living Area
Gross Area	3,062 sqft
1st Floor Area	1,106 sqft
2nd Floor Area	920 sqft
Basement Area	1,036 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1962
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,160 sqft (0.096 acres)
Lot Dimensions	104 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	1098 E 78TH ST
City	CLEVELAND
State	OH
Zip	44103-2076
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	2F
Legal Description	348 BF&S 0035 NP
Legal Subdivision	BECKWITH FULLER & STONES SU
Legal Lot Number	35
Jurisdiction	CUYAHOGA OH
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1005
Census Tract	111700

Owner

1098 E 78th St, a residential property, is owned and occupied by an individual who bought it in March 2022.

Source: Cuyahoga County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1098 E 78TH ST, CLEVELAND, OH 44103-2076
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2022	Warranty Deed, Transfer BIG TITLE AND ESCROW, GM TITLE & ESCROW
Jan 20, 2022	Warranty Deed, Transfer N TITLE COMPANY, TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2022 · Amount on File
Deed Sale	Mar 29, 2022 · Amount on File
Prior Sale	Jan 20, 2022 · Amount on File
Deed Document Number	2022623
Prior Transfer Date	Mar 8, 2011
Prior Transfer Doc	0000000495
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Mar 29, 2022
Property Address	1098 E 78TH ST, CLEVELAND, OH 44103-2076
Document Number	0000000623
Map Reference	VOL 9 PG 23
Instrument Date	Mar 24, 2022
Instrument	202203290623
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	BIG TITLE AND ESCROW, GM TITLE & ESCROW

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 E 78TH ST, CLEVELAND, OH 44103-2076

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUYAHOGA OH
Recording Date	Jan 20, 2022
Property Address	1098 E 78TH ST, CLEVELAND, OH 44103-2076
Document Number	0000001219
Map Reference	VOL 9 PG 23
Instrument Date	Jan 18, 2022
Instrument	202201201219
Transaction Type	Transfer
Record Updated	Mar 23, 2026
Title Company	N TITLE COMPANY, TITLE CO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 E 78TH ST, CLEVELAND, OH 44103-2076

Tax Assessment & Valuation

The 2025 property tax bill for 1098 E 78th St was $705.

Source: Cuyahoga County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Cleveland City
Unified School District	Cleveland Municipal School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$705.00 Homeowner's exemption	$10,675 (-0.05%) Land $2,695 Building $7,980	$30,500 (-) Land $7,700 Building $22,800
2024	$705.00 (+127.42%) Homeowner's exemption	$10,680 (+163.05%) Land $2,700 Building $7,980	$30,500 Land $7,700 Building $22,800
2023	$310.00 (+0.65%) Homeowner's exemption	$4,060 (-) Land $1,120 Building $2,940
2022	$308.00 Homeowner's exemption	$4,060 Land $1,120 Building $2,940
2021			$11,600 Land $3,200 Building $8,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1098 E 78th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1098 E 78th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 683 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30
DigitalC Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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