1098 Dickerson Dr, Troy, OH 45373 Property Records

Miami County property record for 1098 Dickerson Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,619 sqft · built 2005
Lot Size	0.354 acres (15,420 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Nov 2022)
Tax Bill	$3,581 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`D08-102446`

Property Details

APN / Parcel Number

Primary APN	`D08-102446`
Alternative APN	`050633.2-02-010-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,619 sqft Living Area
1st Floor Area	3,238 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	15,420 sqft (0.354 acres)
Garage Area	1,165 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	311 sqft
Patio Area	243 sqft
Shed	1 Shed
Shed Area	120 sqft
Canopy	95 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1098 DICKERSON DR
City	TROY
State	OH
Zip	45373-3982
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 8174 PLEASANT VIEW ESTATES #1A
Legal Subdivision	PLEASANT VIEW ESTATES #1A
Legal Lot Number	8174
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2000
Census Tract	365302

Owner

1098 Dickerson Dr is owned and occupied by an individual who bought it in November 2022.

Source: Miami County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1098 DICKERSON DR, TROY, OH 45373-3982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 15, 2022 · Amount on File
Deed Sale	Nov 15, 2022 · Amount on File
Prior Sale	May 24, 2005 · Amount on File
Deed Document Number	202216423
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 15, 2022
Property Address	1098 DICKERSON DR, TROY, OH 45373-3982
Document Number	0000016423
Map Reference	MB 17 PG 80
Instrument Date	Nov 10, 2022
Instrument	2022OR-16423
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 DICKERSON DR, TROY, OH 45373-3982

Mortgage

Document Number	0000016424
Date	Nov 15, 2022
Instrument	2022OR-16424

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1098 Dickerson Dr was $3,581 with a homeowner's exemption, up 2.7% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,581.00 (+2.67%) Homeowner's exemption	$105,250 (+16.83%) Land $18,900 Building $86,350	$300,700 Land $54,000 Building $246,700
2024	$3,488.00 (+3.5%) Homeowner's exemption	$90,090 (-) Land $18,130 Building $71,960
2023	$3,370.00 (+17.18%) Homeowner's exemption	$90,090 (-) Land $18,130 Building $71,960	$257,400 (-) Land $51,800 Building $205,600
2022	$2,876.00 Homeowner's exemption	$90,090 Land $18,130 Building $71,960	$257,400 Land $51,800 Building $205,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1098 Dickerson Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	13 (1983–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · river or lake flooding
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 3 claims Severe Storms And Flooding, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1098 Dickerson Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Watch TV.

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