1098 Cypress St, Okeechobee, FL 34974 Property Records

Glades County property record for 1098 Cypress St, Okeechobee, FL 34974

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,248 sqft · built 1983
Lot Size0.183 acres (8,015 sqft)
OwnerIndividual Name on File
Tax Bill$4,933 (2025)
Deeds & MortgagesDec 2021 Mortgage
Nov 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APNS36-38-34-004-0000-0140

Property Details

APN / Parcel Number

Primary APNS36-38-34-004-0000-0140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,248 sqft Heated Area
Gross Area2,228 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1983
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area8,015 sqft (0.183 acres)
Garage TypeFinished
PorchFinished/Screened Porch
Porch Area628 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1098 CYPRESS ST
CityOKEECHOBEE
StateFL
Zip34974-0244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BUCKHEAD RIDGE PARK REPLAT GC PB 3 PG 29
Legal Range34E
Legal Township38S
Legal Section36
Legal SubdivisionBUCKHEAD RIDGE SUB
Legal Lot Number14
JurisdictionGLADES FL
Township / Civil DivisionNORTHEAST GLADES
Census Block Group2
Census Block2007
Census Tract100

Owner

Source: Glades County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address772 SW ABODE AVE, PORT ST LUCIE, FL 34953-5540
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 1, 2021Re-recorded Document · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 10, 2021Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Sep 27, 2018Warranty Deed, Transfer · Conventional Mortgage
PLATINUM MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 1, 2021
Deed SaleNov 1, 2021
Deed Document Number202122003668
Deed Book / Page345 / 0707
Prior Transfer DateSep 27, 2018
Prior Transfer Doc201822002471
Record UpdatedJun 8, 2026

December 2021: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionGLADES FL
Recording DateDec 1, 2021
Property Address1098 CYPRESS ST, OKEECHOBEE, FL 34974-0244
Document Number0022003668
Book / Page376 / 791
Map ReferenceMB 3 PG 29
Instrument DateNov 9, 2021
Instrument202122003668
Record UpdatedMar 6, 2023
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address1098 CYPRESS ST, OKEECHOBEE, FL 34974-0244

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address772 SW ABODE AVE, PORT SAINT LUCIE, FL 34953-5540

Mortgage

Document Number0022003669
DateDec 1, 2021
Book Page376/792
Instrument202122003669
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2051

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateNov 10, 2021
Property Address1098 CYPRESS ST, OKEECHOBEE, FL 34974-0244
Document Number2021014417
Map ReferenceMB 3 PG 29
Instrument DateNov 4, 2021
Instrument2021014417
Transaction TypeTransfer
Record UpdatedDec 9, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,610.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address1098 CYPRESS ST, 1098, OKEECHOBEE, FL 34974-0244

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address772 SW ABODE AVE, PORT SAINT LUCIE, FL 34953-5540

Mortgage

Document Number2021014418
DateNov 10, 2021
Instrument2021014418
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGLADES FL
Recording DateSep 27, 2018
Property Address1098 CYPRESS ST, OKEECHOBEE, FL 34974-0244
Document Number0022002471
Book / Page345 / 0707
Map ReferenceMB3 PG29
Instrument DateSep 26, 2018
Instrument201822002471
Transaction TypeTransfer
Record UpdatedDec 9, 2021
Title CompanyOKEE TANTIE TITLE CO INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,176.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1098 CYPRESS ST, 1098, OKEECHOBEE, FL 34974-0244

Transferred To (Grantee/Buyer)

NameVerified Name
Address1098 CYPRESS ST, OKEECHOBEE, FL 34974-0244

Mortgage

Document Number0022002472
DateSep 27, 2018
Instrument201822002472
Lender
NamePLATINUM MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2048

Tax Assessment & Valuation

Source: Glades County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyGlades County
Unified School DistrictGlades County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,933.00 (-2.1%)$264,456 (-8.11%)$264,456 (-8.11%) Land $67,000 Building $197,456
2024$5,039.00 (+11.21%)$287,803 (+17.71%)$287,803 (+17.71%) Land $63,617 Building $224,186
2023$4,531.00 (+10.27%)$244,503 (+11.45%)$244,503 (+11.45%) Land $53,014 Building $191,489
2022$4,109.00$219,387$219,387 Land $50,490 Building $168,897

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims17 (2004–2012)
Claims Outside the SFHA2 of 17
Most Recent ClaimAug 2012 · Hurricane Isaac
Claims by Event
  • Hurricane Isaac, Aug 2012 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Wilma, Oct 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 71% of the US · above 54% of Florida
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35

Nearby Properties on Cypress St

Nearby Streets

Search Property Records by Address or Parcel Number