Berkeley County property record for 1098 Comstock Dr, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,072 sqft · built 2001 |
| Lot Size | 4.57 acres (199,069 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,410 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-9-0001.0018 |
| Primary APN | 08-9-0001.0018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,072 sqft Living Area |
| 1st Floor Area | 2,072 sqft |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Lot Area | 199,069 sqft (4.57 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Porch |
| Porch Area | 100 sqft |
| Patio Area | 16,000 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 07155419 |
|---|---|
| Old Parcel Number | 08 9000100186001 |
| Street Address | 1098 COMSTOCK DR |
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-3640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4.57 AC LOT 37 SEC II POTOMAC RIVER FARM |
| Legal Subdivision | POTOMAC RIVER FARMS SEC II |
| Legal Lot Number | 37 |
| Jurisdiction | BERKELEY WV |
| Township / Civil Division | TUSCARORA |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 971401 |
Source: Berkeley County records, as of November 14, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1098 COMSTOCK DR, SHEPHERDSTOWN, WV 25443-3640 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST |
| Mar 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Deed Document Number | 0000629371 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1098 COMSTOCK DR, SHEPHERDSTOWN, WV 25443-3640 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 003943/403 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 3943/403 |
| Instrument | 20220031361 |
| Name | FIRST BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Oct 6, 2024 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKELEY WV |
| Property Address | 1098 COMSTOCK DR, SHEPHERDSTOWN, WV 25443-3640 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2019 |
| Name | Verified Name |
|---|
| Document Number | 3346/495 |
|---|---|
| Date | Mar 15, 2019 |
| Book Page | 3346/495 |
| Instrument | 20190007939 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2049 |
| Rate Type | Fixed Rate |
|---|
Source: Berkeley County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Berkeley County |
| Unified School District | Berkeley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,410.00 (+0.58%) | $198,260 (+4.56%) Land $47,360 Building $150,900 | $330,400 (+4.56%) Land $78,900 Building $251,500 |
| 2023 | $2,396.00 | $189,620 Land $40,280 Building $149,340 | $316,000 Land $67,100 Building $248,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 7, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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