1098 Cherry Ln, Peru, IN 46970 Property Records

Miami County property record for 1098 Cherry Ln, Peru, IN 46970

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 840 sqft · built 1976
Lot Size	0.201 acres (8,750 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Aug 2021)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022-10409-00`

Property Details

APN / Parcel Number

Primary APN	`022-10409-00`
Alternative APNs	`52-08-35-301-114.000-023` `01973174687`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	13 Rooms
Stories	1 Story
Building Area	840 sqft Living Area
1st Floor Area	840 sqft
Basement Area	840 sqft
Finished Basement	840 sqft
Family Room	Family Room

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Material	Asphalt
Lot Area	8,750 sqft (0.201 acres)
Lot Dimensions	125 ft deep x 70 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	01973174687
Street Address	1098 CHERRY LN
City	PERU
State	IN
Zip	46970-3006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	022-10409-00 PARKVIEW HEIGHTS 4TH AD 3RD SEC LOT 274 44 104 00900
Legal Subdivision	PARKVIEW HEIGHTS
Legal Lot Number	274
Jurisdiction	MIAMI IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3002
Census Tract	952500

Owner

Source: Miami County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1098 CHERRY LN, PERU, IN 46970-3006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Dec 28, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST OPTION MORTGAGE LLC
Apr 25, 2018	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Dec 28, 2018 · Amount on Record
Deed Document Number	2021523871
Prior Transfer Date	Apr 25, 2018
Prior Transfer Doc	20180521654
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Aug 6, 2021
Property Address	1098 CHERRY LN, PERU, IN 46970-3006
Document Number	20210523871
Instrument Date	Aug 3, 2021
Instrument	20210523871
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 CHERRY LN, PERU, IN 46970-3006

Mortgage

Document Number	20210523872
Date	Aug 6, 2021
Instrument	20210523872

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Dec 28, 2018
Property Address	1098 CHERRY LN, PERU, IN 46970-3006
Document Number	20180525686
Instrument Date	Dec 26, 2018
Instrument	20180525686
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 CHERRY LN, PERU, IN 46970-3006

Mortgage

Document Number	20180525687
Date	Dec 28, 2018
Instrument	20180525687

Lender

Name	FIRST OPTION MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

April 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI IN
Recording Date	Apr 25, 2018
Property Address	1098 CHERRY LN, PERU, IN 46970-3006
Document Number	20180521654
Instrument Date	Apr 25, 2018
Instrument	20180521654
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 CHEMY LN, PERU, IN 46970

Tax Assessment & Valuation

Source: Miami County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Washington Township
Municipality	Peru City
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,570.00 (+30.62%) Homeowner's exemption	$171,200 (+40.91%) Land $10,300 Building $160,900	$171,200 (+40.91%) Land $10,300 Building $160,900
2024	$1,202.00 (-1.07%)
2023	$1,215.00 (+24.49%)	$121,500 Land $10,300 Building $111,200	$121,500 Land $10,300 Building $111,200
2022	$976.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 16, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU WATER DEPARTMENT serves 11,417 people · EPA ID IN5252016
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Skyewaves Fixed Wireless	100 / 100
Good Connections Fixed Wireless	100 / 100

May also be available: Surf Internet.

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