Imperial County property record for 1098 Chaparral Dr, El Centro, CA 92243
| Property Type | Single Family Home |
|---|---|
| Details | 1,783 sqft · built 1996 |
| Lot Size | 0.194 acres (8,435 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $286,000 (Oct 2018) |
| Tax Bill | $3,703 (2025) |
| Deeds & Mortgages | Sep 2019 Mortgage Oct 2018 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053-592-016-000 |
| Primary APN | 053-592-016-000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,783 sqft Living Area |
| 1st Floor Area | 1,783 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Construction Type | Wood |
| Lot Area | 8,435 sqft (0.194 acres) |
| Garage Type | Attached |
| Garage Area | 633 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 1098 CHAPARRAL DR |
|---|---|
| City | EL CENTRO |
| State | CA |
| Zip | 92243-6105 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLK 2 DESERT ESTATES SOUTH UNIT NO 2 CITY OF EL CENTRO |
| Legal Subdivision | DESERT ESTATES SOUTH 02 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | IMPERIAL CA |
| Township / Civil Division | EL CENTRO |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 11803 |
Source: Imperial County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1098 CHAPARRAL DR, EL CENTRO, CA 92243-6105 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 13, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Oct 2, 2018 | Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA |
| Oct 2, 2018 | Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 2, 2018 · Amount on Record |
| Deed Sale | Oct 2, 2018 · Amount on Record |
| Prior Sale | Dec 29, 2014 · Amount on Record |
| Deed Document Number | 201818193 |
| Last Transfer Date | Sep 9, 2019 |
| Transfer Doc | 0000018506 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Sep 13, 2019 |
| Property Address | 1098 CHAPARRAL DR, EL CENTRO, CA 92243-6105 |
| Document Number | 0000018506 |
| Map Reference | MB 18 PG 24 |
| Instrument Date | Sep 9, 2019 |
| Instrument | 2019018506 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1098 CHAPARRAL DR, EL CENTRO, CA 92243-6105 |
| Document Number | 0000018507 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 2019018507 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Oct 2, 2018 |
| Property Address | 1098 CHAPARRAL DR, EL CENTRO, CA 92243-6105 |
| Document Number | 0000018192 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 18192 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2018 |
| Title Company | STEWART TITLE, STEWART TITLE/CA |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 794 W ROSS RD EL CENTRO CA 922439538, EL CENTRO, CA 92243-9538 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | IMPERIAL CA |
| Recording Date | Oct 2, 2018 |
| Property Address | 1098 CHAPARRAL DR, EL CENTRO, CA 92243-6105 |
| Document Number | 0000018193 |
| Map Reference | MB 18 PG 24 |
| Instrument Date | Sep 21, 2018 |
| Instrument | 2018018193 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Title Company | STEWART TITLE OF CALIFORNIA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1098 CHAPARRAL DR, EL CENTRO, CA 92243-6105 |
| Document Number | 0000018194 |
|---|---|
| Date | Oct 2, 2018 |
| Instrument | 2018018194 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
Source: Imperial County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | California |
| County | Imperial County |
| Municipality | El Centro City |
| Secondary School District | Central Union High School District (09 - 12) |
| Elementary School District | El Centro Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $325,299 (+6.12%) Land $56,889 Building $268,410 | |
| 2025 | $3,703.00 (+2.8%) | |
| 2023 | $3,602.00 (+7.04%) | $306,540 Land $53,609 Building $252,931 |
| 2022 | $3,365.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 18, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EL CENTRO serves 44,124 people · EPA ID CA1310004 |
|---|---|
| Water Source | Purchased surface water from IMPERIAL IRRIGATION DISTRICT |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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