1098 Buggy Ln, Stem, NC 27581 Property Records

Granville County property record for 1098 Buggy Ln, Stem, NC 27581 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2015
Square Footage	2,548 sqft Heated Area
Lot Size	55,275 sqft (1.27 acres)
Occupancy	Owner Occupied
Last Sale	$505,000 (2022)
Tax Bill	$3,818.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31049-78006301`
Alternative APNs	`087900333642` `087900 140` `83229301` `1091813`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,548 sqft Heated Area
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Conventional Style
Exterior Material	Wood Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	55,275 sqft (1.27 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	592 sqft Garage
Deck Area	168 sqft Deck
Patio Area	168 sqft Patio
Porch Area	182 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Septic Sewage
Water Source	Well Water Source

Location & Zoning

Account Number	1091813
Street Address	1098 BUGGY LN
City	STEM
State	NC
Zip	27581-9229
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 28 SADDLERIDGE
Legal Subdivision	SADDLE RIDGE
Legal Lot Number	28
Jurisdiction	GRANVILLE NC
Minor Civil Division	TALLY HO
Census Blockgroup	1
Census Block	1009
Census Tract	970701

Owner

Source: Granville County records · APN 31049-78006301

Assessment roll updated September 23, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1098 BUGGY LN, STEM, NC 27581-9229
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2022	Warranty Deed, Transfer · Conventional Mortgage COASTAL FCU
Jun 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage COASTAL FCU
Jun 12, 2018	Deed of Trust, Mortgage · Line of Credit COASTAL FEDERAL FINANCIAL GROUP LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 15, 2022 · Amount on Record
Deed Sale	Dec 15, 2022 · Amount on Record
Prior Sale	Jun 30, 2015 · Amount on Record
Deed Book / Page	1931 / 718
Record Refreshed	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Dec 15, 2022
Property Address	1098 BUGGY LN, STEM, NC 27581-9229
Document Number	001931/718
Book / Page	1931 / 718
Map Reference	MB 43 PG 167
Instrument Date	Dec 12, 2022
Transaction Type	Transfer
Record Updated	Dec 30, 2022
Title Company	MARKET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,010.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1094 BUGGY LN, STEM, NC 27581-9229

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1098 BUGGY LN, STEM, NC 27581-9229

Mortgage

Document Number	0001931720
Date	Dec 15, 2022
Instrument	1931/720

Lender

Name	COASTAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 01, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11%
Index	52-Week T-Bill (1-Year)
Max Rate	11%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1098 BUGGY LN, STEM, NC 27581-9229
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001780/382
Date	Jun 12, 2020
Book Page	1780/382

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	1098 BUGGY LN, STEM, NC 27581-9229
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001689/683
Date	Jun 12, 2018
Book Page	1689/683

Lender

Name	COASTAL FEDERAL FINANCIAL GROUP LLC
Type	Non-Lending Institution
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jun 11, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Granville County records · Assessment roll updated September 23, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,818.00 (+25.43%)	$537,742 (+63.44%) Land $66,500 Building $471,242
2024			$537,742 (+63.44%) Land $66,500 Building $471,242
2023	$3,044.00 (+0.69%)	$329,005 (-) Land $40,000 Building $289,005	$329,005 (-) Land $40,000 Building $289,005
2022	$3,023.00	$329,005 Land $40,000 Building $289,005	$329,005 Land $40,000 Building $289,005

1098 Buggy Ln, Stem, NC 27581 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Nearby Properties on Buggy Ln

Nearby Streets

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