1098 Bentwater Dr, Montgomery, TX 77356 Property Records

Montgomery County property record for 1098 Bentwater Dr, Montgomery, TX 77356

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,813 sqft · built 1998
Lot Size	0.31 acres (13,502 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,934 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2615-54-00400`

Property Details

APN / Parcel Number

Primary APN	`2615-54-00400`
Alternative APN	`R254014`

Interior

Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	2 Stories
Building Area	3,813 sqft Living Area
Gross Area	4,533 sqft
1st Floor Area	2,951 sqft
2nd Floor Area	862 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,502 sqft (0.31 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	426 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1098 BENTWATER DR
City	MONTGOMERY
State	TX
Zip	77356-8294
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	BENTWATER 54, BLOCK 1, LOT 4
Legal Subdivision	BENTWATER 54
Legal Block	1
Legal Lot Number	4
Jurisdiction	MONTGOMERY TX
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3006
Census Tract	694304

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1098 BENTWATER DR, MONTGOMERY, TX 77356-8294
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2017	Deed of Trust, Mortgage · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA
Jan 21, 2020	Deed of Trust, Mortgage · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2014
Deed Sale	Jul 30, 2014
Prior Sale	Oct 23, 1998 · Amount on Record
Deed Document Number	201480
Prior Transfer Date	Oct 9, 1998
Prior Transfer Doc	0000084114
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	1098 BENTWATER DR, MONTGOMERY, TX 77356-8294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050766
Date	Jun 13, 2017
Instrument	2017050766

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2027

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	1098 BENTWATER DR, MONTGOMERY, TX 77356-8294
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006099
Date	Jan 21, 2020
Instrument	2020006099

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Montgomery Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$580,712 (+3.14%) Land $101,265 Building $479,447	$580,712 (+3.14%) Land $101,265 Building $479,447
2025	$7,934.00 (+2.99%) Homeowner's exemption	$563,018 (+9.73%) Land $101,265 Building $461,753	$563,018 (-5.74%) Land $101,265 Building $461,753
2024	$7,704.00 (+33.26%) Homeowner's exemption	$513,106 (+1%) Land $40,844 Building $556,462	$597,306 (+2.26%) Land $40,844 Building $556,462
2023	$5,781.00 Homeowner's exemption	$466,460 Land $40,840 Building $543,240	$584,080 Land $40,840 Building $543,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 103 policies
Nearby Flood Policies	103 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 18 serves 7,608 people · EPA ID TX1700546
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Xfinity Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Fidium Fiber.

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