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1098 Alcala Dr, Saint Augustine, FL 32086 Property Records

St. Johns County property record for 1098 Alcala Dr, Saint Augustine, FL 32086 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2001
Square Footage1,801 sqft Living Area
Lot Size23,958 sqft (0.55 acres)
OccupancyOwner Occupied
Last Sale$525,000 (2019)
Tax Bill$6,912.00 (2025)

Property Details

APN / Parcel Number

Primary APN284121-0410

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area1,801 sqft Living Area
Gross Area2,505 sqft Gross Area
1st Floor1,514 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2001
Exterior MaterialConcrete Block Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area23,958 sqft (0.55 acres)
Depth X Width140 ft x 110 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area526 sqft Garage
Patio Area120 sqft Patio
Porch Area340 sqft Porch
Boat AccessBoat Access

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address1098 ALCALA DR
CitySAINT AUGUSTINE
StateFL
Zip32086-7168
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description13-36 37 38 ST AUG SHORES UT 4 LOT 41 BLK 121 OR4787/361
Legal Range30E
Legal Township08S
Legal Section39
Legal SubdivisionST. AUGUSTINE SHORES UNIT 4
Legal Block121
Legal Lot Number41
JurisdictionST JOHNS FL
Minor Civil DivisionMATANZAS
Census Blockgroup1
Census Block1004
Census Tract21211

Owner

Source: St. Johns County records · APN 284121-0410

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1098 ALCALA DR, SAINT AUGUSTINE, FL 32086-7168
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2026Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Oct 20, 2021Deed of Trust, Mortgage · Veterans Administration Mortgage
ROCKET MORTGAGE LLC
Dec 27, 2022Deed of Trust, Mortgage · Line of Credit
NAVY FCU
Mar 01, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FCU
May 01, 2020Deed of Trust, Mortgage
QUICKEN LNS
Aug 29, 2019Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 29, 2019 · Amount on Record
Deed SaleAug 29, 2019 · Amount on Record
Deed Doc Number201964356
Deed Book / Page4787 / 361
Prior Transfer DateMay 01, 2001
Prior Transfer Doc0000021214
Record RefreshedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1098 ALCALA DR, SAINT AUGUSTINE, FL 32086-7168
Transaction TypeMortgage
Record UpdatedFeb 27, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1098 ALCALA DR, SAINT AUGUSTINE, FL 32086-7168

Mortgage

Document Number0063051970
DateFeb 17, 2026
Book Page6305/1970
Instrument2026012741
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2056

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1098 ALCALA DR, SAINT AUGUSTINE, FL 32086-7168
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0053980438
DateOct 20, 2021
Book Page5398/438
Instrument2021114197
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term301 Months
DueNov 01, 2046

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1098 ALCALA DR, SAINT AUGUSTINE, FL 32086-7168
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1098 ALCALA DR, ST AUGUSTINE, FL 32086-7168

Mortgage

Document Number0056850253
DateDec 27, 2022
Book Page5685/253
Instrument2022115334
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term481 Months
DueJan 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1098 ALCALA DR, SAINT AUGUSTINE, FL 32086-7168
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1098 ALCAIA DR, SAINT AUGUSTINE, FL 32086-7168

Mortgage

Document Number0057160400
DateMar 01, 2023
Book Page5716/400
Instrument2023015473
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueMar 01, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address1098 ALCALA DR, SAINT AUGUSTINE, FL 32086-7168
Document Number0049380156
Instrument DateMay 01, 2020
Transaction TypeMortgage
Record UpdatedJul 10, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1098 ALCALA DR ST AUGUSTINE FL 320867168, ST AUGUSTINE, FL 32086-7168

Mortgage

Document Number0049380156
DateMay 07, 2020
Book Page004938/000156
Instrument35142
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount Recorded
Term360 Months
DueMay 06, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateAug 29, 2019
Property Address1098 ALCALA DR, SAINT AUGUSTINE, FL 32086-7168
Document Number0047870361
Book / Page004787 / 000361
Instrument DateAug 26, 2019
Instrument64356
Transaction TypeTransfer
Record UpdatedSep 11, 2019
Title CompanyESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,675.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1098 ALCALA DR ST AUGUSTINE FL 320867168, ST AUGUSTINE, FL 32086-7168

Mortgage

Document Number47870363
DateAug 29, 2019
Book Page004787/000363
Instrument64357
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueAug 28, 2049

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$546,533 (+2.7%)$696,797 (+4.1%) Land $330,000 Building $366,797
2025$6,912.00 (+11.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$532,165 (+2.9%)$669,344 (+0.03%) Land $330,000 Building $339,344
2024$6,182.00 (+17.64%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$517,167 (+17.97%)$669,167 (+9.29%) Land $330,000 Building $339,167
2023$5,255.00 (+2.72%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$438,379 (+3%)$612,292 (+18.58%) Land $330,000 Building $282,292
2022$5,116.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$425,611$516,372 Land $289,520 Building $226,852

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation7.0 ft
CoastalYes

Wildfire

Wildfire RiskLow
above 37% of the US · above 11% of Florida
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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