1098 7th Ave NE, Owatonna, MN 55060 Property Records

Steele County property record for 1098 7th Ave NE, Owatonna, MN 55060

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1961
Lot Size	0.219 acres (9,540 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Dec 2021)
Tax Bill	$2,640 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-135-0201`

Property Details

APN / Parcel Number

Primary APN	`17-135-0201`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Finished Area
Basement Area	504 sqft
Finished Basement	504 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Metal
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,540 sqft (0.219 acres)
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1098 7TH AVE NE
City	OWATONNA
State	MN
Zip	55060-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOMESTEAD BLK.2 N.1171/2 FT. OF L.1 & 2 EX. W.70 FT. OF L.2 HOMESTEAD
Legal Section	TW
Legal Subdivision	HOMESTEAD
Legal Block	2
Jurisdiction	STEELE MN
Township / Civil Division	OWATONNA
Census Block Group	4
Census Block	4024
Census Tract	960200

Owner

1098 7th Ave NE is owned and occupied by two individuals who bought it in December 2021.

Source: Steele County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1098 7TH AVE NE, OWATONNA, MN 55060-1857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MTG CORP
Dec 29, 2021	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 29, 2021 · Amount on File
Deed Sale	Dec 29, 2021 · Amount on File
Deed Document Number	2021440615
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1098 7TH AVE NE, OWATONNA, MN 55060-1857
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000440617
Date	Dec 29, 2021
Instrument	A000440617

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Jan 1, 2032

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEELE MN
Property Address	1098 7TH AVE NE, OWATONNA, MN 55060-1857
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000440617
Date	Dec 29, 2021
Instrument	A000440617

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	132 Months
Due	Jan 1, 2032

Interest

Rate Type	Fixed Rate

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEELE MN
Recording Date	Dec 29, 2021
Property Address	1098 7TH AVE NE, OWATONNA, MN 55060-1857
Document Number	A000440615
Instrument Date	Dec 17, 2021
Instrument	A000440615
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TRADEMARK TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$577.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1098 7TH AVE NE, OWATONNA, MN 55060-1857

Mortgage

Document Number	A000440616
Date	Dec 29, 2021
Instrument	A000440616

Lender

Name	FAIRWAY INDEPENDENT MTG CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1098 7th Ave NE was $2,640 with a homeowner's exemption.

Source: Steele County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Steele County
Municipality	Owatonna City
Unified School District	Owatonna Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,640.00 Homeowner's exemption	$208,700 (+5.46%) Land $34,700 Building $174,000	$208,700 (+5.46%) Land $34,700 Building $174,000
2025		$197,900 Land $34,700 Building $163,200	$197,900 Land $34,700 Building $163,200
2023	$2,422.00 Homeowner's exemption	$174,900 Land $30,600 Building $144,300	$174,900 Land $30,600 Building $144,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1098 7th Ave NE in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective November 11, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1098 7th Ave NE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Owatonna serves 26,430 people · EPA ID MN1740007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Minnesota WiFi.

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