1098 21st St, Okeechobee, FL 34974 Property Records

Glades County property record for 1098 21st St, Okeechobee, FL 34974

Property Summary

Property Type	Mobile Home
Details	3 bd · 2.5 ba · 2,040 sqft · built 2002
Lot Size	0.179 acres (7,797 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Nov 2017)
Tax Bill	$1,666 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`S36-38-34-012-0000-1300`

Property Details

APN / Parcel Number

Primary APN	`S36-38-34-012-0000-1300`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,040 sqft Living Area
Gross Area	2,280 sqft
1st Floor Area	2,040 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,797 sqft (0.179 acres)
Lot Dimensions	110 ft deep x 71 ft wide
View / Lot	Canal
Garage Type	Carport
Garage Area	385 sqft
Carport	Carport
Carport Area	385 sqft

Exterior Amenities

Porch	Finished Screened Porch
Porch Area	1,479 sqft
Deck Area	Deck Area
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1098 21ST ST
City	OKEECHOBEE
State	FL
Zip	34974-0544
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 130 BUCKHEAD RIDGE-5TH ADD UNIT 3 GC PB 3 PGS 46 + 47
Legal Range	34
Legal Township	38
Legal Section	35
Legal Subdivision	BUCKHEAD RIDGE-5TH ADD
Legal Lot Number	130
Legal Unit	3
Jurisdiction	GLADES FL
Township / Civil Division	NORTHEAST GLADES
Census Block Group	1
Census Block	1022
Census Tract	100

Owner

Source: Glades County records · APN S36-38-34-012-0000-1300

Assessment roll updated November 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1098 21ST ST, OKEECHOBEE, FL 34974-0544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 15, 2017 · Amount on Record
Deed Sale	Nov 15, 2017 · Amount on Record
Prior Sale	Apr 25, 2014 · Amount on Record
Deed Document Number	20172447
Deed Book / Page	338 / 787
Prior Transfer Date	Feb 08, 2012
Prior Transfer Doc	0022000273
Record Updated	Jun 08, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLADES FL
Recording Date	Nov 15, 2017
Property Address	1098 21ST ST, OKEECHOBEE, FL 34974-0544
Document Number	0022002447
Book / Page	000338 / 000787
Instrument Date	Nov 08, 2017
Instrument	22002447
Transaction Type	Transfer
Record Updated	Dec 01, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$840.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	360 MEADOW DR CIRCLEVILLE OH 431131036, CIRCLEVILLE, OH 43113-1036

Mortgage

Document Number	22002448
Date	Nov 15, 2017
Book Page	000338/000788
Instrument	22002448

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

Source: Glades County records · Assessment roll updated November 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Glades County
Unified School District	Glades County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,666.00 (+4.52%) Homeowner's exemption	$132,692 (+2.9%)	$239,298 (-19.19%) Land $56,960 Building $182,338
2024	$1,594.00 (+3.44%) Homeowner's exemption	$128,952 (+3%)	$296,142 (-10.64%) Land $37,736 Building $258,406
2023	$1,541.00 (+4.33%) Homeowner's exemption	$125,196 (+3%)	$331,415 (+100.34%) Land $40,378 Building $291,037
2022	$1,477.00 Homeowner's exemption	$121,550	$165,423 Land $38,473 Building $126,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	10 (1998–2024)
Claims Outside the SFHA	1 of 10
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Based on FCC filings for 235 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.