10978 Middleborough Rd, Riverside, CA 92503 Property Records

Riverside County property record for 10978 Middleborough Rd, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,826 sqft · built 1978
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Jan 2004)
Tax Bill	$5,914 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`138-392-004`

Property Details

APN / Parcel Number

Primary APN	`138-392-004`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,826 sqft Living Area
Gross Area	2,382 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	10978 MIDDLEBOROUGH RD
City	RIVERSIDE
State	CA
Zip	92503-5954
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 35 MB 090/041 TR 5751
Legal Subdivision	TRACT NO 5751
Legal Tract	5751
Legal Lot Number	35
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	2
Census Block	2005
Census Tract	41403

Owner

10978 Middleborough Rd is owned and occupied by an individual who acquired it in July 2021.

Source: Riverside County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	10978 MIDDLEBOROUGH RD, RIVERSIDE, CA 92503-5954
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 30, 2004 · Amount on File
Deed Sale	Jan 30, 2004 · Amount on File
Prior Sale	Dec 10, 1999 · Amount on File
Deed Document Number	200467503
Last Transfer Date	Jul 21, 2021
Transfer Doc	0000450004
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Jul 28, 2021
Property Address	10978 MIDDLEBOROUGH RD, RIVERSIDE, CA 92503-5954
Document Number	0000450004
Map Reference	MB 90 PG 41&42
Instrument Date	Jul 21, 2021
Instrument	2021-0450004
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10978 MIDDLEBOROUGH RD, RIVERSIDE, CA 92503-5954

Mortgage

Document Number	0000450005
Date	Jul 28, 2021
Instrument	2021-0450005

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 10978 Middleborough Rd was $5,914 with a homeowner's exemption.

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,053 (+2%) Land $108,754 Building $384,299
2025	$5,914.00 Homeowner's exemption	$483,386 Land $106,622 Building $376,764
2023	$5,636.00 (+6.44%) Homeowner's exemption	$464,618 Land $102,483 Building $362,135
2022	$5,295.00
2021			$528,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10978 Middleborough Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10978 Middleborough Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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