10978 Matt Ave, Laurel, DE 19956 Property Records

Sussex County property record for 10978 Matt Ave, Laurel, DE 19956

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,352 sqft · built 1988
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$5,800 (Jul 1987)
Tax Bill	$716 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Oct 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`532-6.00-96.00`

Property Details

APN / Parcel Number

Primary APN	`532-6.00-96.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,352 sqft Living Area
Gross Area	2,016 sqft
Upper Floors Area	672 sqft
Elevator	Elevator

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	10978 MATT AVE
City	LAUREL
State	DE
Zip	19956-4601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MR
Legal Description	LITTLE ACRES LOT 38
Legal Subdivision	LITTLE ACRES
Legal Lot Number	38
Jurisdiction	SUSSEX DE
Township / Civil Division	LAUREL-DELMAR
Census Block Group	2
Census Block	2009
Census Tract	51900

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10978 MATT AVE, LAUREL, DE 19956-4601
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · Line of Credit M&T BANK
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 1987 · Amount on Record
Deed Sale	Jul 30, 1987 · Amount on Record
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	10978 MATT AVE, LAUREL, DE 19956-4601
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0235370156
Date	Oct 22, 2025
Book Page	23537/156
Instrument	2025000039645

Lender

Name	M&T BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX DE
Property Address	10978 MATT AVE, LAUREL, DE 19956-4601
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0220290134
Date	Oct 13, 2023
Book Page	22029/134
Instrument	2023000035870

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	Sussex County
Unified School District	Delmar School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$716.00 (-4.53%)	$19,200 (-) Land $1,500 Building $17,700	$334,000 (-) Land $42,400 Building $291,600
2025	$750.00 (+30.21%)	$19,200 (-) Land $1,500 Building $17,700	$334,000 (+769.79%) Land $42,400 Building $291,600
2023	$576.00	$19,200 Land $1,500 Building $17,700	$38,400 Land $3,000 Building $35,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 72% of Delaware
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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