San Bernardino County property record for 10978 Live Oak Ln, Adelanto, CA 92301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,181 sqft · built 1992 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,637 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone D (undetermined) |
| APN | 3132-281-34-0000 |
| Primary APN | 3132-281-34-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,181 sqft Living Area |
| Gross Area | 1,651 sqft |
| 1st Floor Area | 1,181 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 470 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 25 sqft |
| Patio Area | 25 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10978 LIVE OAK LN |
|---|---|
| City | ADELANTO |
| State | CA |
| Zip | 92301-3679 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 14941-7 LOT 256 BOOK 244 PAGE 29 |
| Legal Subdivision | 244M29 |
| Legal Tract | 14941-7 |
| Legal Block | 1 |
| Legal Lot Number | 256 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 9125 |
Source: San Bernardino County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10978 LIVE OAK LN, ADELANTO, CA 92301-3679 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2016 |
| Deed Sale | Apr 29, 2016 |
| Prior Sale | Mar 19, 2010 · Amount on Record |
| Deed Document Number | 2016165478 |
| Prior Transfer Date | Apr 23, 2016 |
| Prior Transfer Doc | 0000165478 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Aug 19, 2026 |
| Property Address | 10978 LIVE OAK LN, ADELANTO, CA 92301-3679 |
| Document Number | 0000217797 |
| Instrument Date | Aug 13, 2026 |
| Instrument | 2026217797 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 10978 LIVE OAK LN, ADELANTO, CA 92301-3679 |
| Document Number | 0000217797, |
|---|---|
| Date | Aug 19, 2026 |
| Instrument | 2026217797 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Max Rate | -1% |
|---|
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Adelanto City |
| County | San Bernardino County |
| Elementary School District | Adelanto Elementary School District (KG - 06) |
| Secondary School District | Victor Valley Union High School District (07 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $97,433 (+2%) Land $18,432 Building $79,001 | |
| 2025 | $2,637.00 (+3.7%) | $95,523 (+4.04%) Land $18,071 Building $77,452 |
| 2023 | $2,543.00 (+4.39%) | $91,814 Land $17,370 Building $74,444 |
| 2022 | $2,436.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 632 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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