10978 Explorer Rd, La Mesa, CA 91941 Property Records

San Diego County property record for 10978 Explorer Rd, La Mesa, CA 91941 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1964
Square Footage2,392 sqft Living Area
Lot Size23,522 sqft (0.54 acres)
OccupancyOwner Occupied
Last Sale$691,000 (2018)
Tax Bill$9,065.00 (2025)

Owner

Source: San Diego County records · APN 502-060-01-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10978 EXPLORER RD, LA MESA, CA 91941-7221
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Apr 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
MY POINT CU SD
Nov 21, 2019Deed of Trust, Mortgage · Line of Credit
MY POINT CU SD
Jul 12, 2018Grant Deed, Transfer · Conventional Mortgage
SAN DIEGO FUNDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 12, 2018 · Amount on Record
Deed SaleJul 12, 2018 · Amount on Record
Prior SaleJul 03, 1986 · Amount on Record
Deed Doc Number2018284879
Prior Transfer DateMar 27, 2001
Prior Transfer Doc0000246145
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10978 EXPLORER RD, LA MESA, CA 91941-7221
Transaction TypeMortgage
Record UpdatedJul 05, 2021
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10978 EXPLORER RD, LA MESA, CA 91941-7221

Mortgage

Document Number0000455913
DateJun 23, 2021
Instrument2021-0455913
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10978 EXPLORER RD, LA MESA, CA 91941-7221
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000218217
DateApr 29, 2020
Instrument2020-0218217
Lender
NameMY POINT CU SD
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10978 EXPLORER RD, LA MESA, CA 91941-7221
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000540252
DateNov 21, 2019
Instrument2019-0540252
Lender
NameMY POINT CU SD
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueNov 20, 2044
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 12, 2018
Property Address10978 EXPLORER RD, LA MESA, CA 91941-7221
Document Number0000284879
Map ReferenceMAP 5036
Instrument DateJun 05, 2018
Instrument2018-0284879
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTICOR

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address10978 EXPLORER RD, LA MESA, CA 91941-7221

Mortgage

Document Number0000284880
DateJul 12, 2018
Instrument2018-0284880
Lender
NameSAN DIEGO FUNDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$786,233 (+2%) Land $188,206 Building $598,027
2025$9,065.00 (+2.01%)$770,817 (+4.04%) Land $184,516 Building $586,301
2023$8,886.00 (+1.58%)$740,887 Land $177,352 Building $563,535
2022$8,748.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN502-060-01-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,392 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleContemporary Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof MaterialWood Shingle Roof
Lot Area23,522 sqft (0.54 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address10978 EXPLORER RD
CityLA MESA
StateCA
Zip91941-7221
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1 TR 005036
Legal SubdivisionBONNIE BREEZE ESTATES
Legal Tract005036
Legal Block2
Legal Lot Number1
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2002
Census Tract13605

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