10977 Sawgrass Dr, Fishers, IN 46037 Property Records

Hamilton County property record for 10977 Sawgrass Dr, Fishers, IN 46037

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,847 sqft · built 1997
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on File
Tax Bill$5,705 (2024)
Deeds & MortgagesNov 2023 Line of Credit
Jan 2017 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-15-04-024-048.000-020

Property Details

APN / Parcel Number

Primary APN29-15-04-024-048.000-020
Alternative APN
  • 1915040024048000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area3,847 sqft Living Area
1st Floor Area1,939 sqft
2nd Floor Area988 sqft
Basement Area1,226 sqft
Finished Basement920 sqft
Family RoomFamily Room
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1915040024048000
Street Address10977 SAWGRASS DR
CityFISHERS
StateIN
Zip46037-9127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .26, SECTION 4, TOWNSHIP 17, RANGE 5, SAWGRASS, SECTION 3-H, LOT 98
Legal Range05
Legal Township17
Legal Section04
Legal SubdivisionTHE LEGENDS AT GRIEST SUBDIVISION
Legal Block3
Legal Lot Number98
JurisdictionHAMILTON IN
Township / Civil DivisionFALL CREEK
Census Block Group4
Census Block4005
Census Tract110805

Owner

10977 Sawgrass Dr is owned and occupied by an individual who acquired it in November 2013.

Source: Hamilton County records, as of March 4, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address10977 SAWGRASS DR, FISHERS, IN 46037-9127
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2023Deed of Trust, Mortgage · Line of Credit
OLD NATIONAL BANK
Jan 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUNTRUST MORTGAGE INC
Oct 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
MJW FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 22, 2013
Deed SaleNov 22, 2013
Prior SaleApr 2, 2012
Deed Document Number2013070435
Record UpdatedJun 8, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10977 SAWGRASS DR, FISHERS, IN 46037-9127
Transaction TypeMortgage
Record UpdatedDec 6, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10977 SAWGRASS DR, FISHERS, IN 46037-9127

Mortgage

Document Number0000044328
DateNov 22, 2023
Instrument2023044328
Lender
NameOLD NATIONAL BANK
TypeBank
AddressEVANSVILLE, IN 47708
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10977 SAWGRASS DR, FISHERS, IN 46037-9127
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000002855
DateJan 20, 2017
Instrument2017002855
Lender
NameSUNTRUST MORTGAGE INC
TypeMortgage Company
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueFeb 1, 2037

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address10977 SAWGRASS DR, FISHERS, IN 46037-9127
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072497
DateOct 12, 2020
Instrument2020072497
Lender
NameMJW FINANCIAL LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueOct 1, 2030

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionFall Creek Township
MunicipalityFishers City
Unified School DistrictHamilton Southeastern Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$490,400 Land $71,700 Building $418,700$490,400 Land $71,700 Building $418,700
2024$5,705.00 (+5.06%)
2023$5,430.00 (+1.67%) Homeowner's exemption$469,500 (+5.79%) Land $53,300 Building $416,200$469,500 (+5.79%) Land $53,300 Building $416,200
2022$5,341.00 Homeowner's exemption$443,800 Land $53,300 Building $390,500$443,800 Land $53,300 Building $390,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10977 Sawgrass Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10977 Sawgrass Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITIZENS WATER - INDIANAPOLIS
serves 880,345 people · EPA ID IN5249004
Water SourceSurface water
Last State InspectionMay 2024
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Sawgrass Dr

Nearby Streets

Search Property Records by Address or Parcel Number