Clare County property record for 10977 Rock Rd, Lake, MI 48632
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 1.43 acres (62,394 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $146 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 013-240-005-00 |
| Primary APN | 013-240-005-00 |
|---|
| Lot Area | 62,394 sqft (1.43 acres) |
|---|
| Street Address | 10977 ROCK RD |
|---|---|
| City | LAKE |
| State | MI |
| Zip | 48632-9535 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | T17N R6W SEC 29 . LOT 5 HOLIDAY ACRES. |
| Legal Range | 06W |
| Legal Township | 17N |
| Legal Section | 29 |
| Legal Subdivision | HOLIDAY ACRES |
| Legal Lot Number | 5 |
| Jurisdiction | CLARE MI |
| Township / Civil Division | GARFIELD |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 500 |
10977 Rock Rd, residential vacant land, is owned by an individual.
Source: Clare County records, as of June 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 32700 COLUMBUS DR, WARREN, MI 48088-6215 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 10977 Rock Rd was $146.
Source: Clare County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clare County |
| County Subdivision | Garfield Township |
| Unified School District | Farwell Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,500 (-) Land $3,500 | $7,000 (-) Land $7,000 | |
| 2025 | $146.00 | $3,500 Land $3,500 | $7,000 Land $7,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10977 Rock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10977 Rock Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Point Broadband.
5G (outdoors only) and 4G LTE
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