10977 Regency Dr, Jacksonville, FL 32218 Property Records

Duval County property record for 10977 Regency Dr, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,756 sqft · built 1969
Lot Size	0.186 acres (8,111 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Aug 2021)
Tax Bill	$5,553 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage May 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`044006-0000`

Property Details

APN / Parcel Number

Primary APN	`044006-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,756 sqft Living Area
Gross Area	2,352 sqft
1st Floor Area	860 sqft
Upper Floors Area	896 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,111 sqft (0.186 acres)
Lot Dimensions	108 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Unfinished Open Porch
Porch Area	184 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10977 REGENCY DR
City	JACKSONVILLE
State	FL
Zip	32218-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	31-49 49-1S-26E HIGHLANDS UNIT NO 17 LOT 14
Legal Range	26E
Legal Township	01S
Legal Section	49
Legal Subdivision	HIGHLANDS UNIT 17
Legal Block	1
Legal Lot Number	14
Legal Unit	17
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	1
Census Block	1009
Census Tract	10308

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10977 REGENCY DR, JACKSONVILLE, FL 32218-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2021	Warranty Deed, Subdivision Related Transfer · VA Mortgage BANK OF ENGLAND
May 14, 2021	Warranty Deed, Transfer JAX TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2021 · Amount on Record
Deed Sale	Aug 26, 2021 · Amount on Record
Prior Sale	May 14, 2021 · Amount on Record
Deed Document Number	2021222927
Deed Book / Page	19882 / 1660
Prior Transfer Date	May 9, 2008
Prior Transfer Doc	0144982122
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Aug 26, 2021
Property Address	10977 REGENCY DR, JACKSONVILLE, FL 32218-4804
Document Number	0198821660
Book / Page	19882 / 1660
Map Reference	MB 31 PG 49&49A
Instrument Date	Aug 6, 2021
Instrument	2021222927
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023
Title Company	TITLE AMERICA RE CLOSINGS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,841.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	332 BROWARD RD, JACKSONVILLE, FL 32218-6006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10977 REGENCY DR, JACKSONVILLE, FL 32218-4804

Mortgage

Document Number	0198821662
Date	Aug 26, 2021
Instrument	19882/1662

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	0198821677
Date	Aug 26, 2021
Book Page	19882/1677
Instrument	2021222929

Lender

Name	FLORIDA HOUSING FINANCE CORP
Type	Government Agency
Address	TALLAHASSEE, FL 32301

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 14, 2021
Property Address	10977 REGENCY DR, JACKSONVILLE, FL 32218-4804
Document Number	0197231220
Book / Page	19723 / 1220
Map Reference	MB 31 PG 49&49A
Instrument Date	Apr 26, 2021
Instrument	2021123179
Transaction Type	Transfer
Record Updated	Jun 21, 2022
Title Company	JAX TITLE

Transaction

Amount	Amount Recorded
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 2ND AVE, 1001, MARLINTON, WV 24954-1009

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 BROWARD RD, JACKSONVILLE, FL 32218-6006
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,572 (+2.44%) Land $76,068 Building $236,504	$312,572 (+2.44%) Land $76,068 Building $236,504
2025	$5,553.00 (+15.23%)	$305,130 (+18.83%) Land $62,000 Building $243,130	$305,130 (+18.83%) Land $62,000 Building $243,130
2024	$4,819.00 (-0.06%)
2023	$4,822.00 (+14.1%)	$256,788 (+8.94%) Land $30,000 Building $226,788	$256,788 (+8.94%) Land $30,000 Building $226,788
2022	$4,226.00	$235,713 Land $30,000 Building $205,713	$235,713 Land $30,000 Building $205,713

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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