10977 40th Ave, Chippewa Falls, WI 54729 Property Records

Chippewa County property record for 10977 40th Ave, Chippewa Falls, WI 54729

Property Summary

Property Type	Single Family Home
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jun 2007)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22809-2211-7034-9001`

Property Details

APN / Parcel Number

Primary APN	`22809-2211-7034-9001`
Alternative APN	`128 1206`

Exterior

Lot Area	27,878 sqft (0.639 acres)

Location & Zoning

Account Number	128 1206
Street Address	10977 40TH AVE
City	CHIPPEWA FALLS
State	WI
Zip	54729-6637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GOVT LOT 8 (N 1/2 NE) LOT 1 OF CERT SUR MAP #349 IN V1 P487 DOC #402738
Legal Range	09W
Legal Township	28N
Legal Section	22
Legal Lot Number	1,8
Jurisdiction	CHIPPEWA WI
Township / Civil Division	LAKE HALLIE
Census Block Group	2
Census Block	2029
Census Tract	10200

Owner

10977 40th Ave is owned and occupied by an individual who bought it in June 2007.

Source: Chippewa County records, as of February 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10977 40TH AVE, CHIPPEWA FALLS, WI 54729-6637
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2018	Deed of Trust, Mortgage ROYAL CREDIT UNION
Feb 20, 2018	Deed of Trust, Mortgage ROYAL CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2007 · Amount on File
Deed Sale	Jun 1, 2007 · Amount on File
Deed Document Number	737294
Record Updated	Jun 8, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	10977 40TH AVE, CHIPPEWA FALLS, WI 54729-6637
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000875384
Date	Jan 31, 2018
Instrument	000000875384

Lender

Name	ROYAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHIPPEWA WI
Property Address	10977 40TH AVE, CHIPPEWA FALLS, WI 54729-6637
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000875843
Date	Feb 20, 2018
Instrument	000000875843

Lender

Name	ROYAL CREDIT UNION
Type	Credit Union

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 10977 40th Ave was $3,347 with a homeowner's exemption.

Source: Chippewa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Chippewa County
Municipality	Lake Hallie Village
Unified School District	Chippewa Falls Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,347.00 Homeowner's exemption	$213,800 Land $21,000 Building $192,800	$339,100
2023	$3,122.00 Homeowner's exemption	$213,800 Land $21,000 Building $192,800	$302,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10977 40th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10977 40th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 40th Ave

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