10976 Fire Bucket Loop, Missoula, MT 59808 Property Records

Missoula County property record for 10976 Fire Bucket Loop, Missoula, MT 59808

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,322 sqft · built 2007
Lot Size	4.01 acres (174,676 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,860 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Oct 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0484884`

Property Details

APN / Parcel Number

Primary APN	`R0484884`
Alternative APNs	`04-2325-17-1-01-18-0000` `0004135782`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,322 sqft Living Area
Gross Area	6,734 sqft
1st Floor Area	2,822 sqft
Basement Area	2,822 sqft
Finished Basement	500 sqft
Unfinished Basement	2,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	174,676 sqft
View / Lot	Rural
Garage Type	Attached
Garage Area	1,090 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	90 sqft
Deck Area	300 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0004135782
Street Address	10976 FIRE BUCKET LOOP
City	MISSOULA
State	MT
Zip	59808-8610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S17, T14 N, R20 W, C.O.S. 5799, PARCEL 4
Legal Subdivision	CERTIFICATE/SURV 5799 04
Legal Tract	4
Legal Block	2
Legal Lot Number	4
Jurisdiction	MISSOULA MT
Township / Civil Division	FRENCHTOWN-WYE
Census Block Group	2
Census Block	2004
Census Tract	1601

Owner

10976 Fire Bucket Loop is owned and occupied by two individuals who acquired it in February 2007.

Source: Missoula County records, as of September 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10976 FIRE BUCKET LOOP, MISSOULA, MT 59808-8610
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK
Oct 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST INTERSTATE BANK
Mar 27, 2020	Deed of Trust, Mortgage · Line of Credit STOCKMAN BK/MT
Jan 30, 2020	Deed of Trust, Mortgage STOCKMAN BK/MT

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2007
Deed Sale	Feb 13, 2007
Deed Document Number	20073623
Deed Book / Page	791 / 1644
Prior Transfer Date	Dec 18, 2006
Prior Transfer Doc	0007890320
Record Updated	Oct 29, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	10976 FIRE BUCKET LOOP, MISSOULA, MT 59808-8610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009900461
Date	Dec 8, 2017
Book Page	990/0461
Instrument	201724403

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	10976 FIRE BUCKET LOOP, MISSOULA, MT 59808-8610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009880662
Date	Oct 25, 2017
Book Page	988/0662
Instrument	201721804

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2032

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	10976 FIRE BUCKET LOOP, MISSOULA, MT 59808-8610
Document Number	0010280582
Instrument Date	Mar 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 10, 2020
Title Company	TITLE SERVICES, INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10976 FIRE BUCKET LOOP MISSOULA MT 598088610, MISSOULA, MT 59808-8610

Mortgage

Document Number	0010280582
Date	Apr 3, 2020
Book Page	001028/000582
Instrument	6152

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MISSOULA, MT 59806

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 2, 2030

Interest

Rate Type	Adjustable Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MISSOULA MT
Property Address	10976 FIRE BUCKET LOOP, MISSOULA, MT 59808-8610
Document Number	0010250857
Instrument Date	Jan 30, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2020
Title Company	TITLE SERVICES, INC.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10976 FIRE BUCKET LOOP MISSOULA MT 598088610, MISSOULA, MT 59808-8610

Mortgage

Document Number	0010250857
Date	Feb 4, 2020
Book Page	001025/000857
Instrument	2227

Lender

Name	STOCKMAN BK/MT
Type	Bank
Address	MILES CITY, MT 59301

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 10976 Fire Bucket Loop was $5,860, down 8.2% from the year before.

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Missoula County
Unified School District	Frenchtown K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$897,900 (-) Land $206,261 Building $691,639	$897,900 (-) Land $206,261 Building $691,639
2025	$5,860.00 (-8.22%)	$897,900 Land $206,261 Building $691,639	$897,900 Land $206,261 Building $691,639
2024	$6,385.00 (-3.49%)
2023	$6,616.00	$775,400	$775,400 Land $107,862 Building $667,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10976 Fire Bucket Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10976 Fire Bucket Loop is moderate, ranking above 50% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 74% of Montana
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CIS Fixed Wireless	1,000 / 1,000
Grizzly Broadband Fixed Wireless	32 / 32
CenturyLink DSL	10 / 1

May also be available: AT&T, T-Mobile, Verizon.

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