Steuben County and Urbana Town property record for 10976 E Lake Rd, Hammondsport, NY 14840 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1975 |
| Square Footage | 1,822 sqft Living Area |
| Lot Size | 10,890 sqft (0.25 acres) |
| Garage | Detached, 360 sqft |
| Last Sale | $1,137,000 (2024) |
| Tax Bill | $20,776.00 (2025) |
| Primary APN | 0000908-300 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,822 sqft Living Area |
| 1st Floor | 982 sqft 1st Floor |
| 2nd Floor | 840 sqft 2nd Floor |
| Stories | 2 Stories |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Contemporary Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 10,890 sqft (0.25 acres) |
| Depth X Width | 200 ft x 54 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 360 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Porch Area | 240 sqft Porch |
| View | Waterfront-Beach (Ocean, River, or Lake) View |
| Boat Access | Boat Access |
| Canopy Area | 96 sqft Canopy |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Account Number | 0000908-300 |
|---|---|
| Street Address | 10976 E LAKE RD |
| City | HAMMONDSPORT |
| State | NY |
| Zip | 14840-7024 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 461 ELR |
| Legal Block | 1 |
| Legal Lot Number | 11.000 |
| Jurisdiction | STEUBEN NY |
| Minor Civil Division | URBANA |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 961400 |
Source: Steuben County and Urbana Town records · APN 0000908-300
Assessment roll updated April 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 62 OVERLOOK TER, NUTLEY, NJ 07110-1408 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance LYONS SAVINGS BANK |
| Oct 16, 2024 | Warranty Deed, Transfer |
| May 23, 2019 | Warranty Deed, Transfer · Stand Alone First Mortgage LYONS SAVINGS BANK |
| May 27, 2008 | Deed, Transfer RANDY KUHL |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 16, 2024 · Amount on Record |
| Deed Sale | Oct 16, 2024 · Amount on Record |
| Prior Sale | May 23, 2019 · Amount on Record |
| Deed Book / Page | 3121 / 138 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 10976 E LAKE RD, HAMMONDSPORT, NY 14840-7024 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0004700/83 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 4700/83 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | Oct 16, 2024 |
| Property Address | 10976 E LAKE RD, HAMMONDSPORT, NY 14840-7024 |
| Document Number | 003121/138 |
| Book / Page | 3121 / 138 |
| Instrument Date | Oct 02, 2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 62 OVERLOOK TER, NUTLEY, NJ 07110-1408 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | May 23, 2019 |
| Property Address | 10976 E LAKE RD, HAMMONDSPORT, NY 14840-7024 |
| Document Number | 0002768/60 |
| Book / Page | 2768 / 60 |
| Instrument Date | May 02, 2019 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 95 WILLOW WOOD LN, MORELAND HILLS, OH 44022-1149 |
| Document Number | 0000440857 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 4408/57 |
| Name | LYONS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEUBEN NY |
| Recording Date | May 27, 2008 |
| Property Address | 10976 E LAKE RD, HAMMONDSPORT, NY 14840-7024 |
| Document Number | 0000002165/0000000110 |
| Book / Page | 0000002165 / 0000000110 |
| Instrument Date | Mar 26, 2008 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Title Company | RANDY KUHL |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 26741 WINTER CT, TEHACHAPI, CA 93561-7270 |
Source: Steuben County and Urbana Town records · Assessment roll updated April 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Steuben County |
| County Subdivision | Urbana Town |
| Unified School District | Hammondsport Central School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $20,776.00 (+323.31%) | $997,700 (+137.04%) Land $256,600 Building $741,100 | $997,700 (+96.74%) Land $256,600 Building $741,100 |
| 2023 | $420,900 (-) Land $147,600 Building $273,300 | $507,108 (+12.05%) Land $177,831 Building $329,277 | |
| 2022 | $420,900 Land $147,600 Building $273,300 | $452,581 Land $158,710 Building $293,871 | |
| 2021 | $4,908.00 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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