10976 Bergner Rd, Van Wert, OH 45891 Property Records

Van Wert County property record for 10976 Bergner Rd, Van Wert, OH 45891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 2022
Lot Size	1.13 acres (49,441 sqft)
Owner	Individual Name on File
Last Sale	$16,000 (Nov 2020)
Tax Bill	$2,655 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Nov 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-005828.0000`

Property Details

APN / Parcel Number

Primary APN	`03-005828.0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,016 sqft Living Area
Gross Area	3,520 sqft
1st Floor Area	1,344 sqft
Upper Floors Area	1,344 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	49,441 sqft (1.13 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	10976 BERGNER RD
City	VAN WERT
State	OH
Zip	45891-8946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGR
Legal Description	FRLPT SE1/4 SE1/4 HARRISON TWP
Legal Range	01E
Legal Township	02S
Legal Section	24
Jurisdiction	VAN WERT OH
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1044
Census Tract	20300

Owner

10976 Bergner Rd is owned and occupied by an individual who bought it in November 2020.

Source: Van Wert County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10976 BERGNER RD, VAN WERT, OH 45891-8946
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit THREE RIVERS FCU
Nov 25, 2020	Warranty Deed, Transfer
Sep 26, 2018	Warranty Deed, Transfer · Commercial Mortgage THE CITIZENS NATIONAL BANK OF BLUFF
Jul 17, 2017	Certificate of Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Prior Sale	Sep 26, 2018 · Amount on File
Deed Document Number	20204390
Deed Book / Page	418 / 737
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VAN WERT OH
Property Address	10976 BERGNER RD, VAN WERT, OH 45891-8946
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000421/95
Date	Jul 30, 2021
Book Page	421/95
Instrument	202103382

Lender

Name	THREE RIVERS FCU
Type	Credit Union
Address	FORT WAYNE, IN 46825

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	370 Months
Due	May 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Nov 25, 2020
Property Address	10976 BERGNER RD, VAN WERT, OH 45891-8946
Document Number	000418/737
Book / Page	418 / 737
Instrument Date	Nov 23, 2020
Instrument	202000004390
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 FAIRFIELD DR, VAN WERT, OH 45891-2532
Investor	Possibly a Property Investor

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	VAN WERT OH
Recording Date	Sep 26, 2018
Property Address	10976 BERGNER RD, VAN WERT, OH 45891-8946
Document Number	00410/3559
Book / Page	410 / 3559
Instrument Date	Sep 21, 2018
Instrument	201800003604
Transaction Type	Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$60.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	10976 BERGNER RD, VAN WERT, OH 45891-8946

Mortgage

Document Number	201800003605
Date	Sep 26, 2018
Instrument	201800003605

Lender

Name	THE CITIZENS NATIONAL BANK OF BLUFF
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 21, 2028

July 2017: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	VAN WERT OH
Recording Date	Jul 17, 2017
Property Address	10976 BERGNER RD, VAN WERT, OH 45891-8946
Document Number	00404/1339
Book / Page	404 / 1339
Instrument Date	Jun 23, 2017
Instrument	201700002509
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 W HONEYSUCKLE LN, DECATUR, IN 46733-7427

Tax Assessment & Valuation

The 2025 property tax bill for 10976 Bergner Rd was $2,655, up 1.3% from the year before.

Source: Van Wert County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Van Wert County
County Subdivision	Harrison Township
Unified School District	Crestview Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,655.00 (+1.26%) Homeowner's exemption	$87,180 (-) Land $7,850 Building $79,330
2024	$2,622.00 (+41.88%) Homeowner's exemption	$87,180 (+44.63%) Land $7,850 Building $79,330	$249,090 (-) Land $22,430 Building $226,660
2023	$1,848.00 (+465.14%) Homeowner's exemption	$60,280 (+635.12%) Land $7,850 Building $52,430	$249,090 Land $22,430 Building $226,660
2022	$327.00	$8,200 Land $6,160 Building $2,040
2020			$23,430 Land $17,600 Building $5,830

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10976 Bergner Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 10976 Bergner Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
T-Mobile Fixed Wireless	25 / 3
Nuwave Technology Fixed Wireless · not low latency	10 / 1

May also be available: Wabash Communications.

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