10976 106th St, Largo, FL 33773 Property Records

Pinellas County property record for 10976 106th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,008 sqft · built 1956
Lot Size	0.145 acres (6,307 sqft)
Owner	2 Individual Names on File
Last Sale	$127,720 (Oct 2014)
Tax Bill	$1,252 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-750-6861-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-6861-9`
Alternative APNs	`15-30-15-79686-000-0220` `301515796860000220` `R164165`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	2,008 sqft Living Area
Gross Area	2,387 sqft
1st Floor Area	1,668 sqft
Upper Floors Area	340 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1968
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	6,307 sqft (0.145 acres)
Lot Dimensions	103 ft deep x 61 ft wide
Garage Type	Attached
Garage Area	304 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	75 sqft
Deck Area	78 sqft
Patio Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R164165
Street Address	10976 106TH ST
City	LARGO
State	FL
Zip	33773-3915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	SEMINOLE GARDENS LOT 22
Legal Range	15E
Legal Township	30S
Legal Section	15
Legal Subdivision	SEMINOLE GARDENS
Legal Tract	79686
Legal Lot Number	22
Jurisdiction	PINELLAS FL
Township / Civil Division	BOCA CIEGA
Census Block Group	2
Census Block	2007
Census Tract	25114

Owner

10976 106th St is owned and occupied by two individuals who acquired it in June 2022.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10976 106TH ST, LARGO, FL 33773-3915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2014 · Amount on File
Deed Sale	Oct 15, 2014 · Amount on File
Deed Document Number	2014287429
Deed Book / Page	18558 / 3
Last Transfer Date	Jun 7, 2022
Transfer Doc	0220990218
Record Updated	Oct 29, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Jun 13, 2022
Property Address	10976 106TH ST, LARGO, FL 33773-3915
Document Number	0220990218
Book / Page	22099 / 218
Map Reference	MB 38 PG 54-55
Instrument Date	Jun 7, 2022
Instrument	2022184857
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10976 106TH ST, 10976, LARGO, FL 33773-3915

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10976 106TH ST, LARGO, FL 33773-3915

Mortgage

Document Number	0022099221
Date	Jun 13, 2022
Instrument	22099/221

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 10976 106th St was $1,252 with a homeowner's exemption, up 8.4% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,252.00 (+8.4%) Homeowner's exemption	$101,985	$287,818 Land $104,526 Building $183,292
2024	$1,155.00 (+4.05%)
2023	$1,110.00 (+4.42%) Homeowner's exemption	$96,224 (+3%)	$176,965 (+11.53%) Land $122,627 Building $54,338
2022	$1,063.00 Homeowner's exemption	$93,421	$158,672 Land $116,820 Building $41,852

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10976 106th St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 individual policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	129 units insured incl. 48 condo units
Nearby Flood Claims	5 (1979–2024)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10976 106th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30