10975 Webster Dr, Lusby, MD 20657 Property Records

Calvert County property record for 10975 Webster Dr, Lusby, MD 20657

Property Summary

Property Type	Single Family Home
Details	1 ba · 696 sqft · built 2012
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$329,000 (Feb 2025)
Tax Bill	$2,830 (2025)
Deeds & Mortgages	Jun 2022 Sale Oct 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-034316`

Property Details

APN / Parcel Number

Primary APN	`01-034316`
Alternative APNs	`1034316` `034316`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	696 sqft Total Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Porch	Slab
Porch Area	332 sqft
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	034316
Street Address	10975 WEBSTER DR
City	LUSBY
State	MD
Zip	20657-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LTS 9 & 10 BLK K SEC COVE POINT
Legal Subdivision	COVE POINT BEACH
Legal Block	K
Legal Lot Number	9,10
Jurisdiction	CALVERT MD
Township / Civil Division	1, SOLOMONS ISLAND
Census Block Group	1
Census Block	1072
Census Tract	861100

Owner

10975 Webster Dr is owned and occupied by an individual who bought it in February 2025.

Source: Calvert County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	10975 WEBSTER DR, LUSBY, MD 20657-2418
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Deed, Transfer MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC
Oct 5, 2017	Grant Deed, Transfer · Conventional Mortgage EQUITY RSRCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 10, 2025 · Amount on File
Deed Sale	Feb 10, 2025 · Amount on File
Prior Sale	Jun 30, 2022 · Amount on File
Deed Book / Page	6688 / 298
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CALVERT MD
Recording Date	Jun 30, 2022
Property Address	10975 WEBSTER DR, LUSBY, MD 20657-2418
Document Number	0063080433
Book / Page	6308 / 433
Map Reference	MB AAH 1 PG 40
Instrument Date	Jun 28, 2022
Transaction Type	Transfer
Record Updated	Jul 14, 2022
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount on Record
Tax	$1,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALVERT MD
Recording Date	Oct 5, 2017
Property Address	10975 WEBSTER DR, LUSBY, MD 20657-2418
Document Number	0050750222
Book / Page	005075 / 000222
Instrument Date	Sep 15, 2017
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$210.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1093 SACRAMENTO CT SYKESVILLE MD 217848232, SYKESVILLE, MD 21784-8232

Mortgage

Document Number	50750228
Date	Oct 5, 2017
Book Page	005075/000228

Lender

Name	EQUITY RSRCS
Type	Funding / Finance Company
Address	NEWARK, OH 43055

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10975 Webster Dr was $2,830 with a homeowner's exemption.

Source: Calvert County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Calvert County
Unified School District	Calvert County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$257,600 Land $108,100 Building $149,500	$257,600 Land $108,100 Building $149,500
2025	$2,830.00
2023	$2,181.00	$210,000 Land $108,100 Building $101,900	$210,000 Land $108,100 Building $101,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10975 Webster Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	4.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 122 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	122 in force
Nearby Flood Claims	17 (2003–2025)
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10975 Webster Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 71% of Maryland
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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