10975 Crystal Springs Rd, Santee, CA 92071 Property Records

San Diego County property record for 10975 Crystal Springs Rd, Santee, CA 92071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,400 sqft · built 1979
Lot Size0.151 acres (6,582 sqft)
Owner2 Individual Names on File
Last Sale$440,000 (Jul 2004)
Tax Bill$7,267 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Nov 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN381-363-10-00

Property Details

APN / Parcel Number

Primary APN381-363-10-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,400 sqft Living Area

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Lot Area6,582 sqft (0.151 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address10975 CRYSTAL SPRINGS RD
CitySANTEE
StateCA
Zip92071-3109
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 69 TR 008918
Legal SubdivisionWOODSIDE HILLS
Legal Tract008918
Legal Block2
Legal Lot Number69
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group2
Census Block2005
Census Tract16704

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address10975 CRYSTAL SPRINGS RD, SANTEE, CA 92071-3109
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Feb 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
MORGAN HOME LOAN FUNDING CORP
Nov 16, 2017Deed of Trust, Mortgage · Conventional Mortgage
CALIFORNIA COAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 6, 2004 · Amount on File
Deed SaleJul 6, 2004 · Amount on File
Prior SaleMar 13, 1985 · Amount on File
Deed Document Number2004627344
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10975 CRYSTAL SPRINGS RD, SANTEE, CA 92071-3109
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000059996
DateFeb 5, 2020
Instrument2020-0059996
Lender
NameMORGAN HOME LOAN FUNDING CORP
TypeMortgage Company
AddressSAN DIEGO, CA 92126
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address10975 CRYSTAL SPRINGS RD, SANTEE, CA 92071-3109
Document Number0000543206
Instrument DateNov 16, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10975 CRYSTAL SPRINGS RD SANTEE CA 920713109, SANTEE, CA 92071-3109

Mortgage

Document Number0000543206
DateNov 21, 2017
Instrument543206
Lender
NameCALIFORNIA COAST CU
TypeCredit Union
AddressSAN DIEGO, CA 92150-2080
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 20, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$625,533 (+2%) Land $307,080 Building $318,453
2025$7,267.00 (+4.37%) Homeowner's exemption$613,268 (+4.04%) Land $301,059 Building $312,209
2023$6,963.00 (+0.72%) Homeowner's exemption$589,456 Land $289,369 Building $300,087
2022$6,913.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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