10975 Co Rd 403, Jay, OK 74346 Property Records

Delaware County property record for 10975 Co Rd 403, Jay, OK 74346

Property Summary

Property Type	Single Family Home
Details	1 ba · 784 sqft · built 2021
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$22,500 (Aug 2019)
Tax Bill	$1,239 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23N23E-35-4-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`23N23E-35-4-00000-000-0000`
Alternative APNs	`0033508` `33508`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	784 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Guest House	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33508
Street Address	10975 COUNTY ROAD 403
City	JAY
State	OK
Zip	74346-6932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35-23-23 PT SE NE DESCRIBED AS: BEG AT NE COR OF SE NE; SW 44 DEG ALONG A DIAGONAL LINE FROM NE COR OF SE NE TO SW COR OF SE
Legal Range	23E
Legal Township	23N
Legal Section	35
Jurisdiction	DELAWARE OK
Township / Civil Division	JAY
Census Block Group	3
Census Block	3042
Census Tract	376000

Owner

Source: Delaware County records, as of February 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10975 COUNTY ROAD 403, JAY, OK 74346-6932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019 · Amount on Record
Deed Sale	Aug 20, 2019 · Amount on Record
Deed Document Number	20196440
Deed Book / Page	2290 / 854
Last Transfer Date	Aug 21, 2025
Transfer Doc	0000007747
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OK
Property Address	10975 COUNTY ROAD 403, JAY, OK 74346-6932
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2309/398
Date	Jan 29, 2020
Book Page	2309/398
Instrument	2020-000743

Lender

Name	AMERICAN AGCREDIT ACA
Type	Funding / Finance Company
Address	GROVE, OK 74344

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Jay Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,239.00 (+1.06%)	$13,899 (+4.99%) Land $1,709 Building $12,190	$164,194 (-) Land $18,750 Building $145,444
2024	$1,226.00 (+9.86%)	$13,238 (+5%) Land $1,628 Building $11,610	$164,194 (+28.62%) Land $18,750 Building $145,444
2023	$1,116.00	$12,608 Land $900 Building $11,708	$127,663 Land $8,000 Building $119,663

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · lower than 63% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JAY serves 2,482 people · EPA ID OK1021674
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Grand Telephone Company Fiber	200 / 200