Hamilton County property record for 10975 Chester Rd, Cincinnati, OH 45246
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,945 sqft · built 1928 |
| Lot Size | 0.233 acres (10,193 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,400 (Mar 2020) |
| Tax Bill | $5,395 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Oct 2019 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 596-0011-0064-00 |
| Primary APN | 596-0011-0064-00 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,945 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| 2nd Floor Area | 514 sqft |
| Basement Area | 729 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 10,193 sqft (0.233 acres) |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 10975 CHESTER RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45246-4709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WS CHESTER RD 0.234 AC S35 T4 ER1 |
| Legal Subdivision | BENJAMIN R STEVENS HOMESTEAD |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | GLENDALE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 22400 |
10975 Chester Rd is owned and occupied by an individual who bought it in March 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10975 CHESTER RD, CINCINNATI, OH 45246-4709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BK |
| Oct 17, 2019 | Warranty Deed, Transfer · Line of Credit LENDINGHOME FUNDING CORP |
| Oct 11, 2019 | Correction Deed, Foreclosure ATTORNEY ONLY |
| Apr 18, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 9, 2020 · Amount on File |
| Deed Sale | Mar 9, 2020 · Amount on File |
| Prior Sale | Oct 11, 2019 · Amount on File |
| Deed Document Number | 0000023145 |
| Deed Book / Page | 014120 / 001990 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 9, 2020 |
| Property Address | 10975 CHESTER RD, CINCINNATI, OH 45246-4709 |
| Document Number | 0000023145 |
| Book / Page | 014120 / 001990 |
| Instrument Date | Mar 4, 2020 |
| Instrument | 23145 |
| Transaction Type | Transfer |
| Record Updated | May 26, 2020 |
| Title Company | PRODIGY TITLE AGENCY INC, PRODIGY TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $866.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10975 CHESTER RD CINCINNATI OH 452464709, CINCINNATI, OH 45246-4709 |
| Document Number | 23146 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 014120/001993 |
| Instrument | 23146 |
| Name | NORTHPOINTE BK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 17, 2019 |
| Property Address | 10975 CHESTER RD, CINCINNATI, OH 45246-4709 |
| Document Number | 0000090651 |
| Book / Page | 14025 / 00465 |
| Map Reference | MB 14 PG 119 |
| Instrument Date | Oct 16, 2019 |
| Instrument | 2019-0090651 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Title Company | AMERICAN HOMELAND TITLE AGCY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $440.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4190 MATSON AVE, CINCINNATI, OH 45236-2534 |
| Document Number | 0000090652 |
|---|---|
| Date | Oct 17, 2019 |
| Instrument | 2019-0090652 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 11, 2019 |
| Property Address | 10975 CHESTER RD, CINCINNATI, OH 45246-4709 |
| Document Number | 0000088584 |
| Book / Page | 014021 / 000803 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 88584 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $348.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8040 HOSBROOK RD #100 CINCINNATI OH 452362908, 100, CINCINNATI, OH 45236-2908 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 18, 2019 |
| Property Address | 10975 CHESTER RD, CINCINNATI, OH 45246-4709 |
| Document Number | 0000029405 |
| Book / Page | 013899 / 001370 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 29405 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $20.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
The 2025 property tax bill for 10975 Chester Rd was $5,395, up 20.6% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Glendale Village |
| Unified School District | Princeton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,395.00 (+20.64%) | $78,040 (-) Land $10,742 Building $67,298 | |
| 2024 | $4,472.00 (-0.47%) | $78,040 (-) Land $10,742 Building $67,298 | |
| 2023 | $4,493.00 (-15.92%) | $78,040 (+3.04%) Land $10,742 Building $67,298 | $222,970 Land $30,690 Building $192,280 |
| 2022 | $5,344.00 Homeowner's exemption | $75,740 Land $8,337 Building $67,403 | |
| 2020 | $216,400 Land $23,820 Building $192,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10975 Chester Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1982–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Nov 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10975 Chester Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLENDALE VILLAGE PWS serves 2,500 people · EPA ID OH3100712 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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