10975 96th St, Largo, FL 33773 Property Records

Pinellas County property record for 10975 96th St, Largo, FL 33773

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,649 sqft · built 1985
Lot Size	0.225 acres (9,792 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (May 2026)
Tax Bill	$9,654 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage May 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-750-4663-1`

Property Details

APN / Parcel Number

Primary APN	`C62-000-750-4663-1`
Alternative APNs	`14-30-15-97491-000-0110` `301514974910000110` `153014974910000110` `R153070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,649 sqft Living Area
Gross Area	2,372 sqft
1st Floor Area	1,649 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,792 sqft (0.225 acres)
Lot Dimensions	139 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	303 sqft
Deck Area	540 sqft
Patio Area	540 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R153070
Street Address	10975 96TH ST
City	LARGO
State	FL
Zip	33773-4445
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	WIEKER SUB LOT 11
Legal Range	15E
Legal Township	30S
Legal Section	14
Legal Subdivision	WIEKER SUB
Legal Tract	97491
Legal Lot Number	11
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	3
Census Block	3009
Census Tract	25011

Owner

Source: Pinellas County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10975 96TH ST, LARGO, FL 33773-4445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GATEWAY CAPITAL MORTGAGE
May 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GATEWAY CAPITAL MORTGAGE
Mar 19, 2021	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on Record
Deed Sale	May 18, 2026 · Amount on Record
Prior Sale	Mar 19, 2021 · Amount on Record
Deed Document Number	2026133712
Deed Book / Page	23562 / 993
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 18, 2026
Property Address	10975 96TH ST, LARGO, FL 33773-4445
Document Number	0235620993
Book / Page	23562 / 993
Instrument Date	May 15, 2026
Instrument	2026133712
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	COAST TITLE, COAST TITLE OF PINELLAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10975 96TH ST, LARGO, FL 33773-4445

Mortgage

Document Number	0000133713,
Date	May 18, 2026
Instrument	2026133713

Lender

Name	GATEWAY CAPITAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	May 18, 2026
Property Address	10975 96TH ST, LARGO, FL 33773-4445
Document Number	0000133712
Book / Page	23562 / 993
Instrument Date	May 15, 2026
Instrument	2026133712
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	COAST TITLE OF PINELLAS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388,850.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10975 96TH ST, LARGO, FL 33773-4445

Mortgage

Document Number	0000133713,
Date	May 18, 2026
Instrument	2026133713

Lender

Name	GATEWAY CAPITAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 19, 2021
Property Address	10975 96TH ST, LARGO, FL 33773-4445
Document Number	0214422545
Book / Page	21442 / 2545
Map Reference	MB 83 PG 82
Instrument Date	Mar 18, 2021
Instrument	2021089580
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	960 STARKEY RD UNIT 7202, 960, LARGO, FL 33771-2488

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10975 96TH ST, LARGO, FL 33773-4445

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,654.00 (+7.89%)	$519,382 (-2.59%) Land $160,683 Building $358,699	$519,382 (-2.59%) Land $160,683 Building $358,699
2024	$8,948.00 (+5.15%)
2023	$8,510.00 (+16.42%)	$533,199 (+33.52%)	$533,199 (+33.52%) Land $237,112 Building $296,087
2022	$7,310.00	$399,341	$399,341 Land $168,983 Building $230,358

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 231 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	231 in force
Nearby Flood Claims	30 (1979–2024)
Claims Outside the SFHA	8 of 30
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 339 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, T-Mobile, Verizon.

Nearby Properties on 96th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures